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Friday 30 September 2022

KYC required for WhatsApp users too, jail time, fine of Rs 50,000 if SIM is bought on fake ID

KYC needed for WhatsApp druggies too, jail time, forfeiture of Rs 50,000 if SIM is bought on fake ID 

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Thursday 29 September 2022

Truecaller launches new system to protect users from spam calls! Know how it will work?

Truecaller launches new system to cover druggies from spam calls! Know how it'll work? 

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Atm card holders, bank is giving full 5 lakh benefit, apply like this

Atm card holders, bank is giving full 5 lakh benefit, apply like this 

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Wednesday 28 September 2022

India Apple Store Online Announces Festive Offers, Free Engravings. Details Inside

India Apple Store Online Announces gleeful Offers, Free Drawings. Details Inside 

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Tuesday 27 September 2022

WhatsApp: Google Meet-like feature on WhatsApp, you will be able to call by creating a link, testing of group video calls for 32 people started

WhatsApp Google Meet- suchlike point on WhatsApp, you'll be suitable to call by creating a link, testing of group videotape calls for 32 people started 

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Government blocked 10 YouTube channels and 45 videos, accused of spreading fake news

Government blocked 10 YouTube channels and 45 vids, indicted of spreading fake news 

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There are the following types of treatment for the disease


There are the following types of treatment for the disease

  • Read all info about a multiple types of treatment.
  • In this article we will learn about treatments of disease.

Cleansing Therapy

The motive of cleansing treatment is to abolish the underlying causes of physical or physio-mental illnesses that have developed in the patient. It includes the process of internal and external cleansing of the body. Mainly it is the Panchakrama, Purva Panchakarma process.

Panchkarma treatment focuses on administering the action of metabolism. It gives the numerouseffect of purification and is also profitable in other ways. This treatment is especially helpful in naturally occurring disorders, musculoskeletal disorders, cardiovascular , respiratory , metabolic, degenerative disorders and other diseases..

Sedation therapy

Sedation therapy mitigate weak defects. The process by which an irregular defect becomes normal without unbalancing the other one is called mitigation therapy. This treatment can be accomplished by using appetite suppressants, digestive substances, exercise and get the heat of the sun and fresh air. At some times painkillers are also used.

Dietary system (diet and activity guidelines)

The diet is genrally made up of specific signs or contraindicate to diet, activity, habits and mental state. This is to make the treatment more efficient and to head off the disease from spreading. In order to arouse the gastrointestinal tract in the body and improve the digestion system,special prominence is done on what to eat, so that the muscles of the body can be empowered.

Diagnostic mutations

Diagnostic mutation is to keep away pathogenic and disease-promoting factors in the patient's diet and dailylife. This diagnosis explains what process should be done to avoid disease-causing factors. Satvavajaya (Psychotherapy) is usually a matter related to mental discomfort. These consist of keeping the brain away from the desire for certain diseases (or pathogenic) substances and on the other hand prepare courage, memory and concentration. The study of psychology and psychiatry in Ayurveda is very greatly woven and commonly used in the treatment of mental disorders.

Chemotherapy (immunosuppressive and rejuvenating drugs)

Chemotherapy is a process of assemblage of energy and tonic. There are many positive advantage in chemotherapy. As physical inward balance is maintained, memory is boosted, intelligence is sharpened, willpower  towards disease is increased, energy is transmitted. Prevents premature muscle formation and dismantling and promotes overall growth.

Dietary regulation is very important

Because Ayurveda acknowledge the human body as a food product. The mental and spiritual development of any human being and his nature turn on the quality of food he eats. In the human body, food is first changed into juice and then slowly converted into blood, muscle, fat, bone, bone marrow, regrowing elements. In this way food is the base of all metabolism and life tasks. Lack of nutrients in the diet or not transforming the food in the way it invites various diseases. 

National level institutes of Ayurveda in India

(Institutes) National University of Ayurveda, New Delhi

RAV is an freestanding body operating under the Department of AYUSH under the Union Ministry of Health and Family Welfare and registered in 1988 under the Societies Act, 1860. RAV gives modern practical training to Ayurvedic graduates below 28 years of age and postgraduates below 33 years of age by the Guru-Shishya tradition.

Candidates pursuing Ayurvedacharya (BAMS) degree or similar to study under one year Certificate Course (CRAV) of National University of Ayurveda can be educated in Ayurvedic Clinical Practice under renowned Physician so that they can be trained easily for Ayurvedic Clinical Practice.

National Institute of Ayurveda (NIA), Jaipur

The National Institute of Ayurveda, Jaipur was initiated in 1976 by the Government of India as the peak Ayurveda institute for higher education, research with a scientific address towards Ayurvedic medicine in the country.


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Monday 26 September 2022

Smartphone Tricks: If you are in tension as mobile data runs out quickly, change ‘Ya’ settings today, see Tricks

Smartphone Tricks If you're in pressure as mobile data runs out snappily, change ‘ Ya ’ settings moment, see Tricks 

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360 Camera: This camera will monitor the whole house without moving from its place, will record clear video even in the dark

360 Camera This camera will cover the whole house without moving from its place, will record clear videotape indeed in the dark 

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Saturday 24 September 2022

What is SETU Program and MAARG

Govt Launched SETU Initiative To Empower Indian Startups 

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TVS Jupiter’s new classic variant launched, know how much is the price and what are the features

TVS Jupiter’s new classic variant launched, know how important is the price and what are the features 

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Thursday 22 September 2022

Honda’s oops moment, told employees – give back the bonus money

Honda’s oops moment, told workers – give back the perk plutocrat 

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New Parinam Patrak Std 1 TO 8 Excel File 2022-23



New Parinam Patrak Std 1 TO 8 Excel File 2022-23

Parinam Patrak

New Parinam Patrak Std 1 TO 8 Excel File 2022-23

Primary School Parinam Patrak std 1 to 8, Mulyankan Patrak, Parinam Patrako, Pragna Parinam Patrak std 1 to 5, sce patrako Pragna Mate Download excel Sit file. Parinam Patrak Std 3 to 8 Easy to use anybody. Primary School mate parinam patrak, Pragna varg Mulyankan, Pragna Parinam Patrak, New Parinam Patrak, Patrak A to F, Patrak C & F

New Parinam Patrak Std 1 TO 8 Excel File 2022-23

School ma Bhanta Vidhyarthio nu Exam dwara Mulyankan karvama aavtu hoy che. Generally School ma Exam pachi vidhyarthio na paper chakasvana temaj paper chakasya pachi tarat parinam Banavvani karyvahi sharu thay che. Aavama Atyarni aadhunik technology ni madad thi computer par Parinam banavvanu khubaj saral bani jatu hoy che. Computer & Technology na upyog thi Mota bhagna Teachers Result Taiyar karta thaya che. Matra ek click karta aandli na terve j Result bani jatu hoy che. Bahuj saral rite ek click kari Tame excel file ma Result taiyar kari sako chho.

New Parinam Patrak Std 1 TO 8 Excel File 2022-23

Aaje aa Article ma Vividh Dhoran na Parinam patrako banavvani excel file mukvama aavi che. Jema tame basic details enter karta Aapoaap j calculate thai ganatari ni second ma j Parinam patrak taiyar thai jase.

New Parinam Patrak Std 1 TO 8 Excel File 2022-23

Std 3&4 Parinam Patrak

Pragna Parinam Patrak

Patrak : A+B+C+F Ane Fakt Patrak C + F

Sarkar na chhela paripatra Pramane Taiyar karel RESULT

Sarkare aapel DESIGN mujab j taiyar karel RESULT

Sem-1 & Sem-2 na alag alag Tran(3) Prakare Parinam patrak

New Parinam Patrak Std 1 TO 8 Excel File 2022-23

  • આ ફાઇલો મોબાઇલમાં ખોલવી નહી.
  • આ ફાઇલ બંન્ને સત્રમાં કામ આવશે.
  • આ ફાઇલમાં હાલ ડેટા શીટમાં સત્ર 1 કરેલ છે.
  • જેથી 100 ગુણમાંથી ગ્રેડ નીકળશે.
  • આ ફાઇલ બીજા સત્ર સુઘી સાચવીને રાખશો
  • ત્યારે ડેટા શીટમાં સત્ર – 2 કરશો
  • જેથી 200 ગુણમાંથી ગ્રેડ નીકળશે.

Important links:-

વર્ષ:-૨૦૨૨-૨૩ નું ધોરણ:-૧ નું પરિણામ ડાઉનલોડ કરવા માટે અહીં ક્લિક કરો

વર્ષ:-૨૦૨૨-૨૩ નું ધોરણ:-૨ નું પરિણામ ડાઉનલોડ કરવા માટે અહીં ક્લિક કરો

વર્ષ:-૨૦૨૨-૨૩ નું ધોરણ:-૩ નું પરિણામ ડાઉનલોડ કરવા માટે અહીં ક્લિક કરો

વર્ષ:-૨૦૨૨-૨૩ નું ધોરણ:-૪ નું પરિણામ ડાઉનલોડ કરવા માટે અહીં ક્લિક કરો

વર્ષ:-૨૦૨૨-૨૩ નું ધોરણ:-૫ નું પરિણામ ડાઉનલોડ કરવા માટે અહીં ક્લિક કરો

વર્ષ:-૨૦૨૨-૨૩ નું ધોરણ:-૬ નું પરિણામ ડાઉનલોડ કરવા માટે અહીં ક્લિક કરો

વર્ષ:-૨૦૨૨-૨૩ નું ધોરણ:-૭ નું પરિણામ ડાઉનલોડ કરવા માટે અહીં ક્લિક કરો

વર્ષ:-૨૦૨૨-૨૩ નું ધોરણ:-૮ નું પરિણામ ડાઉનલોડ કરવા માટે અહીં ક્લિક કરો

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Tips to keep your entrepreneurial spirit alive in a job

Tips to keep your entrepreneurial spirit alive in a job 

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Wednesday 21 September 2022




Information on anything and everything is available at our fingertips. In this age of information technology, we investors are blessed to access and gain knowledge about various mutual fund schemes, their returns, etc. And all this information can be accessed for free.

It is no different for those providing financial services, too. There would be a host of emails, messages, and websites hogging to provide information.

Many mutual fund distributors will be approaching you to solicit mutual fund investments into new and the existing mutual fund. Especially now, since the economy is returning from its recession and the markets are turning favorable for investments.

While most of the information sent to us is already there on the world wide web. We can easily check the information about a fund from the AMCs (Asset Management Company's) website. Still, for some investors, it may be a valuable service.

These mailers and messages keep updating us on the new launches, returns of various schemes, their NAV (Net Asset Value), and many other advantages and disadvantages related to them. But is that all we need to know about investing?

Don't you think it would be sensible to choose the Best Mutual Fund Distributor who can help manage your investments? What if all this information is only adding to your confusion?

What with the names changes of many mutual fund schemes and portfolio realignments, most investors get confused about what they should do with their mutual fund holdings.

It may make sense to work with a mutual fund distributor who can advise and guide you on your investment decisions.

Only returns are not enough basis to select the right mutual fund distributor. There are many other things you need to look for.

1. Qualification of the Mutual Fund Distributor

The Association of Mutual Funds in India (AMFI) makes it necessary that the individuals engaged in service of mutual fund advisory to have a certification issued by the National Institute of Securities Management (NISM).

But merely relying on the certification isn't enough as you would need to search a bit more into the philosophy (attitude and rationalization) and research process which the mutual fund distributor and his team adopt while advising clients. Moreover, you need to make sure that the distributor is not an individual who peddles investments as side-business. Remember, acting on the advice offered by a mutual fund distributor who doesn't hold the requisite knowledge, could spell disaster for your money and investments.

2. Expertise of the Mutual Fund Distributor

Check for the expertise of the mutual fund distributor and his team. Check how well qualified they are in terms of education and what kind of knowledge and experience they possess.

Also, look into whether the distributor has good knowledge of the whole variety of asset classes. Such as equity, debt, fixed income, gold, etc.

They should be able to understand and decipher how these asset classes would be affected by various domestic, international events, decisions or changes in trends related to oil prices interest rates, etc.

Understanding the mutual funds, identifying their suitability for you and your investment portfolio, balancing the asset allocation, and knowing how changes in assets will affect you require a high degree of expertise.

Therefore, you must check how skilled the distributor is and what kind of experience he or she possesses. The mutual fund should be able to identify products that will meet your life requirements as and when they are needed.

3. Accessibility

The mutual fund distributor you choose must be easily contactable. Whether by email, phone, or by meeting in person within a reasonable duration. It is important that the distributor, whom you have entrusted your money with, is accessible as and when you need him. The distributor or team should be able to clarify your doubts within a reasonable period.

Is this distributor able to execute the transactions for you well in time? Timing is of crucial importance in the world of investing in Best Mutual Funds and Stocks. The distributor should be able to execute your transactions within a short time. As quickly as possible.

All these things matter when your hard-earned money is involved.

4. Provide Complete Financial Solutions

We Indians do not like discussing our finances or financial status with all and sundry. Because we have been taught not to reveal our finances and investments with too many people. We have been taught to keep such things and details, confidential and under wraps.

So it would be preferable to find a distributor who is a one-stop solution for all our financial needs. An advisor who can understand and handle our investments better and with confidentiality. An unbiased one. One who would be able to offer us mutual fund products from all fund houses. Not just one or two fund houses.

5. Is the Distributor Asking Questions?

This is the one attribute that will tell you whether a mutual fund distributor is interested in only selling or is he/she really interested in understanding your requirements and needs. And then take the investment forward, accordingly.

Is he/she asking you questions to know better your financial needs, situations and goals? Or are you only being given details about the products to convince you to buy a product and not the solution which you actually are looking out for?

Without posing questions to you, how would anyone know for sure which particular plan is the most suitable for you? Whether you can take the risk of investing in Small-caps or should your investments be limited to debt Mutual Funds? Whether you have one or two Life and Health Insurances or not? These two are quintessential ones to have before we start with mutual fund investments. To secure our loved ones.

Not only helping the investors, but all this information also gathered from them and from other investors all over the country and submitted to the fund houses. With this data collected, the fund houses, as well as the government, are able to better understand the investor's moods and inclinations. It also helps them bring up new policies and policy changes. Devise new strategies. Develop and come up with new and attractive plans.

6. Infrastructure and Value Added Services

Apart from assessing his qualifications and attitude towards clients, you also need to judge whether he has the right infrastructure set up. Would you be able to receive prudent advice continuously? Remember entering an investment is only a beginning. You want your investments to be monitored and tracked regularly. Change must be advised promptly if an investment has become redundant or non-performer.

Therefore, you should ideally be provided various tools and calculators for online tracking of your investments, as value addition.

Besides, the mutual fund distributor should be sending regular updates on your portfolio. What all changes may be made according to the changes in the market conditions and financial goals? What all new development has been made in the field of mutual funds? What new plans have come up? What new policies have been devised that will benefit you or vice versa?

7. What kind of After-Sales Support is Provided?

As stated earlier that entering into an investment is simply a starting point. Only with the help of a prudent and reliable after-sale support, we would be able to monitor, track and further our investment portfolio. All the tracking tools may not be so easily understandable by every investor.

The reason for investing with a mutual fund distributor and not investing in Direct Mutual Funds is because we are not familiar and comfortable with the market. All the reports that are sent periodically by the fund houses to the investors are too full of jargons which we don't understand always. To interpret them, we require the help of professionals. This help must be provided by the mutual fund distributor.

As and when you need it. Not as and when it is convenient with them.

8. Past Track Record

Well, if you are offered this, you would be able to gauge the quality of the advice. You need to cross-check the data provided by him/her with some of his clients as a reference check. The best way is to ask around for referrals.

Use social media, to know if anyone has recommended the advisor or his firm. Check online for any referrals, ask your friends or relatives, if they know of any references. What kind of knowledge and experience is associated? This way you can have an idea about his/her strengths and weaknesses.

Inspect for how long the advisor has been in business and his way of operating. Search for what field the mutual fund distributor was working in and what knowledge he/she and the team have. Someone who has gone through multiple market cycles would be experienced and, hence, preferred.

This exercise would not only help you understand his past performance track record but also help recognize whether prompt and reliable after-sales service is provided or not.

There is no formal rating or ranking system for mutual fund distributors in India, for now. So we have to work it out on our own.

9. Compensation

A mutual fund distributor is in this business to earn. Whether it is an individual, partnership or a company, it wouldn't be able to survive for long if it doesn't get compensated.

Maintaining a website, helping you make a financial plan, gathering data on your behalf, keeping it free for you, and keeping all these services alive requires effort and money.

Many financial planners and advisors could charge a fee for the same. To write out a comprehensive financial plan, taking into account risk appetite, future requirements, and life goals. You are asked to pay them a fee, regularly. It is just that they don't tell you about is that they get a commission, as well, on all the investments they make on your behalf.

Whether a mutual fund distributor is being honest with you or not, this is the crucial criterion to check for.

Bottom Line

Today with so many options available to invest in, the task of doing prudent investment planning has become quite difficult. Because we are surrounded by so much information about each of these options, such as stocks, mutual funds, bank FDs, NCDs, corporate bonds, Public Provident Funds (PPF), National Savings Certificate (NSC), etc.

And, still, at the end of all the searching and evaluating, we keep wondering whether we made the right investment decision.


For us to be able to remove this chaos caused by "information overload", what is required is getting hold of a mutual fund distributor who provides independent and unbiased financial advice. With no vested interests (of commissions). The one who would help, assist and guide you through prudent investment planning.

Important link

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Biography of Raju Srivastav : About the biography of Raju Srivastava in detail

Biography of Raju Srivastav About the biography of Raju Srivastava in detail 

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Whip-cracking burst of energy from sun could explain solar wind

Whip- cracking burst of energy from sun could explain solar wind 

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Tuesday 20 September 2022

Why did Google CEO Sundar Pichai visit the Indian Embassy? visited for the first time

Why did Google CEO Sundar Pichai visit the Indian Embassy? visited for the first time 

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Now Smartphone and Laptop will be charged with a single charger! Get rid of the mess of wires; price too low

Now Smartphone and Laptop will be charged with a single charger ! Get rid of the mess of cables; price too low 

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Google Chrome will borrow two more features from Microsoft Edge

Google Chrome will adopt two further features from Microsoft Edge 

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Monday 19 September 2022



The Primary Education Scholarship Exam is led each year. This test is led by the State Examination Board. Its papers are set up by the State Examination Board. The test papers are set by the age of the kids. These papers are ready as per the diverse course taken by the kids. 

PSE SSE શિષ્યવૃત્તિ પરીક્ષાની તૈયારી કરવા માટેની ઉપયોગી બુક ડાઉનલોડ કરવા માટેની મહત્વપૂર્ણ લિંક

SEB PSE Answer Key 2022

The understudy is in Standard 6 in a non-in truth elementary everyday schedule body school (area panchayat/district/region school). The understudy has procured basically half checks or identical grade in Standard 5. State assessment board or SEB Exam is an instructive board that conducts different grants and serious tests in schools and universities situated in the territory of Gujarat. These tests are government-subsidized and endorsed by the focal government bodies. 

SEB PSE Answer Key 2021 

ગયા વર્ષેના પેપરનું સંપૂર્ણ સોલ્યુશન એક જ સ્ટેપમા જવાબ

ભાગ:-4 વિજ્ઞાન/પર્યાવરણ

ભાગ:-1 ગુજરાતી

ભાગ:-2 સામન્ય જ્ઞાન

ભાગ:-3 ગણિત

PSE 2019ના પ્રશ્નપત્રનું સોલ્યુશન

આવનાર 11 દિવસ બાદ PSE પરીક્ષા માટે ઉપયોગી સંપૂર્ણ પેપર સોલ્યુશન

2019ના પ્રશ્નપત્રનું સોલ્યુશન





2018ના પ્રશ્નપત્રનું સોલ્યુશન






Essential training grant ( PSE ) and Secondary schooling grant ( SSE ) tests are directed each year to give grants to praiseworthy understudies to their essential and auxiliary instruction, separately. 

PSE SSE શિષ્યવૃત્તિ પરીક્ષાની તૈયારી કરવા માટેની ઉપયોગી બુક ડાઉનલોડ કરવા માટેની મહત્વપૂર્ણ લિંક

PSE and SSE Eligibility Criteria 

Up-and-comer should show up in the sixth class to take the PSE test, while for SSE, one should be in class ninth. 

PSE Exam Online Test 20 – Maths 

The Gujarat Education Department set up the State Examination Board (SEB) in 1966. It directs various tests like essential, optional, and higher auxiliary level grant assessments. 

PSE and SSE Application Fees 

A negligible expense of INR 40 is charged for the PSE test and INR 50 for the SSE test. 

Some SEB tests are: 

Essential Education Scholarship Examination (PSE) 

Auxiliary Education Scholarship Examination (SSE) 

Public Talent Search Examination (NTSE) 

Public Means cum Merit Scholarship (NMMS) 

Prospectus : 

For Primary Scholarship Exam : Standard – 1 to 5 

For Secondary Scholarship Exam : Standard – 6 to 8 

Question Paper Pattern : 

Language-General Knowledge : 100 Marks – 100 Questions – an hour and a half 

Maths-Science : 100 Marks – 100 Questions – an hour and a half .
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Keep 3 things in mind before doing FASTag Recharge Online, it may not take thick lime!

Keep 3 effects in mind before doing FASTag Recharge Online, it may not take thick lime! 

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How to book confirm train ticket easily by this-trick

How to book confirm train ticket fluently by this- trick 

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Apple started shipping iPhone 14 models with earlier iOS 16 version

Apple started dispatching iPhone 14 models with earlier iOS 16 interpretation 

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Saturday 17 September 2022

Keep these 5 things in mind while making digital payment through UPI and net banking, there will be no problem

Keep these 5 effects in mind while making digital payment through UPI and net banking, there will be no problem 

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Hackers breach Uber's data network, endanger cyber security

Hackers Transgress Uber's data network, jeopardize cyber security 

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Friday 16 September 2022

Five Aspects About Marketing That Makes It A Lucrative Career Option

Five Aspects About Marketing That Makes It A Economic Career Option 

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Types of drones that are commonly used nowadays

Types of drones that are generally used currently

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આવકનો દાખલો પ્રમાણપત્ર મેળવવાનિ પુરી પ્રક્રિયા

આવકનો દાખલો/ પ્રમાણપત્ર મેળવવાનિ પુરી પ્રક્રિયા

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LG showed the work of 6G. The signal was transmitted in the frequency range 155-175 GHz

LG showed the work of 6G. The signal was transmitted in the frequence range 155- 175 GHz

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Wednesday 14 September 2022





Have you tried swinging down your stress? It helps! 

We may go and sit on a swing for fun formerly in a while, but once you know the benefits of swinging, you may end up doing it frequently! 

The month of Sawan means drops, having fun with musketeers, chaat- pakodi and with no mistrustfulness, the swings of sawan. With the onset on festivity, there's neither age limit nor any other concern regarding the joy of swinging. It's universal. We all must have nonage recollections attached to the fun of swinging with musketeers. But do you know that swinging isn't only salutary for your physical but also internal health too. 

Enhancement in health should begin with exercise. Getting enough exercise throughout the week can help with both physical and internal health. Swinging isn't just an exercise, but it also keeps you down from depression and anxiety. 


Then are some health benefits of swinging 


1. Improves balance and core strength 

Research says if you need to lead a healthy life, try swings for exercise. Swinging requires balance and core strength. The core needs to be secure and stable to balance the body. The arms need to be kept straight to bend, stretch and hold the sides forcefully for the support. All this donate to better physical health. 


2. One hour of swinging burns calories 


A full hour of swinging can be enough for an average- sized person to burn at least 200calories.However, you can enjoy swinging while harkening to your favorite number on your headphones, If you want. Yes, indeed music can ameliorate internal health. 

3. Stress relief 


One of the biggest problems in numerous people’s lives moment isstress.However, suppose about how you'll feel when you ’re actually there! Take a many twinkles to swing by and suppose about how to free your mind, If the study itself of being on a hammock on a sand side takes the stress down from your mind. Close your eyes and cock your head back to enjoy the moment. It'll help you ameliorate your state of mind and reduce stress. 

4. Helps you make social connections 


Last Date for Submission Of Online Application : 01-10-2022

The fun of swinging with everyone in the group is commodity that you ca n’t cherish by doing anything differently. Dear ladies, you do n’t have to swing alone. Go to a near demesne with a friend or a mate and enjoy each other’s company while swinging together. Try to see who can go higher, or just casually swing by and have a discussion. 

Swinging is another way to ameliorate your internal health and mood. Connecting with another person in a healthy way helps to hoist your mood and keep stress at bay. 


This Sawan or thunderstorm season, you too can start swinging and experience better health in just no time.

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Know the loss of E-SIM, otherwise you will regret after buying the phone

Know the loss of E-SIM, else you'll lament after buying the phone 

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Instagram has approved the Repost feature, users will be able to use it soon

Instagram has approved the Repost point, druggies will be suitable to use it soon 

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News update

 News update

Your mutual fund scheme might have made good returns in the past. However, there could be some signs of bad performance and you may need to get out of such MF schemes. There are various reasons / scenarios where you need to sell your mutual fund schemes.

આજનું પ્રાર્થના સંમેલન ડાઉનલોડ કરવા અહીં ક્લિક કરો

1) Under Performance compared to benchmark: If your MF is not providing good returns, there could be several reasons. However, if your mutual funds are under performing compared to benchmark, then you should check the scheme details and sell such mutual funds. E.g. if a large cap mutual fund "X" scheme has given 10% annualized returns in last 5 years compared to SENSEX, which has given 13% annualized return, then your X scheme is under-performing. You should check the reasons before exiting.
2) Change in Fund Manager: Fund manager is the backbone of the MF scheme performance. In case there is any change in existing funds manager who has been managing funds well, you should check the past history of the new fund manager. In case fund manager has inadequate experience, you should review your mutual fund and exit appropriately.
3) RBI Repo Rate impacts Debt MFs: When RBI cuts down in repo rates, bond yields will drop and prices would go up and this would improve returns in debt funds. When you see that interest rates are going in an upward direction, your debt fund returns fall. Hence, under this situation, you should take a call and get out of debt funds. However, you should review the RBI direction towards repo rate and not just one instance.
4) Redeem based on your goals: Though your MFs are performing well, based on your financial goals, you may need to switch between equity to debt. E.g. During retirement where you need to reduce your exposure to equity funds as it carries risk. Another example is about meeting a planned financial goal 2-3 years ahead of time. In such case you cannot invest in equity funds till last minute of the goal. You may sell equity MF and then invest in debt funds or debt related instruments.
5) Does not meet your goal: When you have purchased a MF which does not meet your goal or objective, you should exit immediately instead of regretting it and keeping it as is. E.g. mid-cap funds can be brought only by high risk investors. In case you are low to moderate risk investor, and purchased mid-cap funds, you should exit immediately.

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Tuesday 13 September 2022

Google unveils artificial intelligence tool for real-world searches

Google unveils artificial intelligence tool for real- world searches 

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Gujarat Online Map, Your Whole Village Map 2022-2023

 Gujarat Online Map, Your Whole Village Map 2022- 2023 

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Monday 12 September 2022

Unlimited Calling & 2GB Data for 28 Days in Less Than Rs 200! Know Airtel’s Dhansu plan!

Unlimited Calling & 2 GB Data for 28 Days in lower Than Rs 200! Know Airtel’s Dhansu plan! 

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How to Stop Spam Email in Gmail, Here’s How

How to Stop Spam Dispatch in Gmail, Then’s How 
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Gujarat Free Plot Scheme 2022, Complete Information

Gujarat Free Plot Scheme 2022, Complete Information

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iPhone Vs Android: Why iPhone users don't want to use Android phones?

iPhone Vs Android Why iPhone druggies do not want to use Android phones?

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Saturday 10 September 2022

YouTube will be able to create paid training courses

YouTube will be suitable to produce paid training courses

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Friday 9 September 2022

Gmail Tips: How to block spam emails from your Gmail

Gmail Tips How to block spam emails from your Gmail



Still, newsletters, and other spam that make you want to unsubscribe in bulk, If you ’re really bothered by those pop- up emails.


Still, deleting spam must have been a part of your life, If you ’re a Gmail stoner. Whenever you subscribe up, your inbox fills up with unlettered emails – arbitrary emails, newsletters, deals emails, spam emails, promotional emails and further.


You'll agree with me when I say that these emails will surely irk you at times and you may need to cancel them if you want to free up space in your inbox.


Still, manually deleting the emails can be a tedious process as spam correspondence inflow is surely endless. also, when these spam emails clutter up the inbox, we miss out on some of the important emails. thus, we must take smart way to keep our inboxes spam-free. Then are a many way to clear the inbox and have a smooth Gmail experience



 Unsubscribe from emails from the  specific sender



1.     Log in to Gmail

2.     Select all spam emails which you would like to unsubscribe from

3.     Click on the I icon which is at the top where you'll see the options of ‘ Report spam ’ or ‘ Report spam and unsubscribe ’.

4.     You'll have to go through the listed IDs and if you find nothing important there, also choose the Report spam option or the option to unsubscribe.

5.     Post this, you won't get any emails from the blocked dispatch accounts.


Still, you can also produce pollutants to descry spam emails, If that seems tedious to you. Then are the way



1.     Open Gmail

2.     Click on the hunt box which is on the top of the runner

3.     Type unsubscribe to list all the promotional emails

4.     Select all of the spam emails you're willing to unsubscribe from, but you'll have to make sure tocross-check in case there's a newsletter or correspondence which you prefer to use in your emails

5.     Click on the three blotches placed at the top of the runner

6.     There, choose Filter dispatches

7.     Now click on the produce sludge option to choose the action which you would be interested to take on the namedemails.However, also you could click on the produce a sludge option and choose the cancel it option, If you would like to automatically cancel the emails.


Also, you'll get a popup at the bottom letting you know that a sludge has been created too.


Besides deleting, you can also filter these emails by applying markers or marking them as read.



 Use a temporary dispatch ID


We tend to partake our primary Gmail account details on arbitrary spots — perhaps for shopping, exploring, or binge- watching. But when we partake our IDs with multiple third parties, we run the threat of entering spam emails.


Sometimes  these spam emails look licit and you may end up clicking on the phishing links that might pose a threat to your particular information.


So Rather of using a primary Gmail ID on a third- party point, you could produce a temporary dispatch ID to cover yourself from spam emails and newsletters.

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