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Friday, 30 July 2021

Project Pa Pa Pagli : આંગણવાડીમાં પાપા પગલી પ્રોજેક્ટ અંતર્ગત PTC અને B.Ed તેમજ Pre PTC કરેલા ઉમેદવારોની ભરતી 2021




Project Pa Pa Pagli : આંગણવાડીમાં પાપા પગલી પ્રોજેક્ટ અંતર્ગત PTC અને B.Ed તેમજ Pre PTC કરેલા ઉમેદવારોની ભરતી 2021



Project Pa Pa Pagli : આંગણવાડીમાં પાપા પગલી પ્રોજેક્ટ અંતર્ગત PTC અને B.Ed તેમજ Pre PTC કરેલા ઉમેદવારોની ભરતી બહાર પડશે

પાપા-પગલી-પ્રોજેકટ

◆ કામગીરી શિક્ષણ શાખા અને આંગણવાડી કાર્યકરને આંગણવાડીની અંદર આવતા બાળકોને ભણાવવાના રહેશે રહેશે


Project Pa Pa Pagli: Recruitment of candidates for PTC and B.Ed as well as Pre PTC under Papa Pagli project in Anganwadi will be out

Papa-step-project

◆ Operations Education Branch and Anganwadi worker will have to teach children coming under Anganwadi

◆ Qualification, footprint, how much to recruit, how much experience Read more details and study the circular for Papa-step-project

👉 ડિટેઇલ માહિતી વમચા અંહી ક્લિક કરો


According to the resolution taken on the reading, in the year 2021- through project "Pa Pa Pagli", the children of 6-7 years coming to Anganwadi should be given a strong foundation for their quality of life in the important years of life, the child should develop holistically and they should be prepared for kindergarten education.

Under the new education policy 2020, pre-primary education is considered to be very important for the child's further schooling.

For this, pre-primary education has to be imparted to children of 6 to 8 years in Anganwadi. Thus, an important foundation for a child's education (2-3 years). Will be ready in the state's Anganwadi. After 3 years the child will leave the Anganwadi and enter the school in the preparatory class.

As per the new education policy 2020, the Anganwadi worker will have to be trained for pre-primary education of children of 6-7 years. RT will organize online / distance learning courses and training for Anganwadi workers according to their educational qualifications.

To provide guidance, under the project "Pa Pa Pagli", PSE Consultant - 1 at State level, District PSE Instructor - 3 at District and Corporation level and Block PSE Instructor at component level will have to be filled through a recognized outsourced agency.

Details of Planned Budget Provision The following provision has been made for consultants and instructors for project implementation, monitoring, capacity building and guidance.

project

👉 ડિટેઇલ માહિતી વમચા અંહી ક્લિક કરો


The organization providing manpower required for outsourced services must strictly comply with the following conditions.

1. The manpower required for all the vacancies at State / District / Corporation / Component level vacancies to be filled by outsourcing should be suggested by the Outsourcing Agency. The outsourced agency has to provide a list of 3 (three) times the number of qualified manpower required for this service. The list of which has to be given to the Municipal Commissioner of the Corporation, District Development Officer of the district and Program Officer within the time limit.


2. Full details for the assigned manpower should be provided by the outsourced agency in which the selected manpower should be provided with biodata, photograph, experience, qualification, date of service, etc.

3. The program officer will have to check the qualification and experience prescribed for each post and suggest a list for appointment.

4. ICDS. After receiving the instruction from the office corporation / district panchayat to terminate the services of the candidate, the agency has to remove them immediately and provide qualified manpower with immediate effect as required.

5. In case of any financial loss to the government by the manpower provided by the outsourced agency, the amount has to be paid to the government by the outsourced agency and also the necessary guarantee has to be obtained, in which case their bank guarantee will be forfeited. Action will be taken.

6. The outsourced agency shall make all deductions as per the prevailing policy-rules of the Government as well as the amount of such deductions to be made as per the rules should be credited to the concerned account.

7. The amount of monthly remuneration to the manpower appointed by the outsourced agency should be regularly credited to the account of the nominated candidate by the 5th of every month, and the detailed list of credits should be sent to the concerned District / Corporation ICDS office.

Whether manpower wise numbers are on duty regularly? In this regard, the district office as well as the constituent office will have to monitor the manpower under their control from time to time.Govtjobnews.in here: Exam Notification, Exam Date, Exam Fees, Syllabus, Online Application Process, Exam Preparation Tips, Exam Study Material (General Knowledge-GK, Current Affairs , Gujarati and English Grammar, Mathematical Reasoning so Daily visit my site govtjobnews.in govtjobnews.in is All in one Education information website, like primary Education paripatra & GR, std 1 to 8 all material, textbook, adhyayan nishpattio, Teachers Edition, Timetable, sce patrako, xamtao, pragna material all information so Daily visit This Site govtjobnews.in for More Updates
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SIXAK SAJJATA SURVEKSHAN 2021 BABAT RAJY PARIXA BOARD NO LATEST PARIPATRA.


SIXAK SAJJATA SURVEKSHAN 2021 BABAT RAJY PARIXA BOARD NO LATEST PARIPATRA. 

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names, logos and images are copyright of their respective owners and they are used in this app just for identification and educational purpose only and have collected from different internet sources. Trademarks and brands are the property of their respective owners.

SIXAK SAJJATA SURVEKSHAN 2021 BABAT RAJY PARIXA BOARD NO LATEST PARIPATRA.

 SIXAK SAJJATA SURVEKSHAN 2021 BABAT RAJY PARIXA BOARD NO LATEST PARIPATRA. 













Competitive Exams Library app is the best mock test preparing app

Competitive Exams Library app is the best mock test preparing app

Banking Exams preparation App - Prepare for SBI PO, IBPS PO, SBI Clerk, IBPS Clerk, IBPS RRB Officer & Assistant, Grade B & Assistant and many more banking Recruitment exams.

Insurance Exams Preparation App - Prepare for LIC Assistant, LIC HFL, LIC ADO, LIC AAO, NIACL AO, NIACL Assistant, NICL AO, UIIC AO & other Insurance Recruitment exams with this App.

SSC Exams Preparation App -:Prepare for SSC CGL, SSC CHSL, SSC CPO, SSC MTS, SSC GD Constable & other SSC Recruitment Exams

Railway RRB Exams Preparation App -: Crack RRB NTPC, RRB Group D, RRB Level 1 , RRB ALP & other railway Recruitment exams with the help of this App.

Note: we do not represent any government officials/entity. we may use govt/private bank emblems inside the app to represent the recruitment examinations of the Boards for a better understanding of students.


■ શિક્ષકોની પરીક્ષા સંદર્ભે ખુલાશો

■ પ્રાથમિક શિક્ષક સંઘ નો વિડીયો જોવા અહીં ક્લિક કરો


*💥♦️રાષ્ટ્રીય શૈક્ષિક મહાસંઘ દ્વારા શિક્ષકોની સજ્જતાની પરીક્ષા બાબત સ્પષ્ટતા*  વિડિયો જોવા અહીં ક્લિક કરો



હેડક્વાર્ટર પર હાજર રહેવા બાબત





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names, logos and images are copyright of their respective owners and they are used in this app just for identification and educational purpose only and have collected from different internet sources. Trademarks and brands are the property of their respective owners.


શિક્ષક સજ્જતા કસોટી બાબત વિગતવાર પરિપત્ર ડાઉનલોડ કરવા અહીં ક્લિક કરો.

⭐ How many levels are available in Spoken English classes?
There are 3 levels in Spoken English Classes - Basic written & Spoken English classes, intermediate English classes and advance Spoken English classes.

The digital India campaign has promoted extensive use of ICTs in the teaching learning process. The ePathshala, a joint initiative of Ministry of Education(MoE), Govt. of India and National Council of Educational Research and Training (NCERT) has been developed for showcasing and disseminating all educational e-resources including textbooks, audio, video, periodicals, and a variety of other digital resources. The ePathshala Mobile app is designed to achieve the SDG Goal no. 4 as well i.e. equitable, quality, inclusive education and lifelong learning for all and bridging the digital divide.




⭐ How many levels are available in Spoken English classes?


There are 3 levels in Spoken English Classes - Basic written & Spoken English classes, intermediate English classes and advance Spoken English classes.


⭐ What are the methods to improve Spoken English?
To improve Spoken English - talk to yourself, focus more on fluency than grammar, think in English, speak & record your voice, practice tongue twisters, read good books etc.


⭐ Which is the best online Spoken English coaching centre in India?
India is not only a centre for classical languages but also home to a large number of Spoken English institutes. You can scan through the reviews and ratings of different institutes available with UrbanPro to find the best one for yourself.

⭐ How to enhance Spoken English skills?

A few basic tips to enhance your Spoken English skills include; speaking regularly, improving grammar, listening and reading every day, recording your voice to analyse fluency etc

⭐ Why should I take online Spoken English classes?

Online Spoken English classes are helpful as they enhance your listening and speaking skills. Also, they are cost-effective and convenient. A wide range of courses that meet your requirements are provided on UrbanPro LIVE.


Reasons to Join Spoken English Classes
English is one of the most influential languages in the world. It helps communicate people across the globe and makes the lives of people convenient. To learn this language is crucial for individuals in this world to grow professionally and personally. To know more, explore the below reasons to learn the English language.


Universal Language: Roughly 335 million native speakers and over 400 million people indeed speak as a second language. It is estimated that there are approximately I.5 billion English speakers in the world.
Business Language: English is the dominant language in the world of business. Thus it is noted as the world's business language. It is, in fact, a mandatory language for almost all multinational companies.
Internet Language: The world is going digital, and almost 55 percent of the world's WWW is composed in English. One can say that it is the language of the computer.



Travel Language: To know how to speak English can improve your travel experience. English is one language that needs to learn to travel the world.


Interesting Language: Beginners often find it challenging to learn English. Yet, this language is an interesting one with many fascinating universal facts. For example: "E", "S" and "A" is the most used alphabet in the English word, "I" is the oldest alphabet, and so on.
English may not be your first language. Yet, it is the bridge language, and it is spoken across the globe. List of 15 English speaking countries by population

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Wednesday, 28 July 2021

Science Activity and Experiment for Std 6 to 8

 Science Activity and Experiment for Std 6 to 8







How to get best math tutoring online is a question asked by many students since tutoring charges have sky rocketed in recent times. Parents often worry that they are not able to provide good math tutoring for their children because of the simple fact that just can afford tutoring. Now thanks to the rise in technology we have something called online tutoring which is a boon for students. Math is an important subject of study and students can't afford to pay less attention to math. There are a lot of benefits of online tutoring. Firstly the cost, online tutoring is affordable than hiring a tutor home.



The tutors are available 24/7 and students can come online at their convenience rather than make time for hired tutors. The advantage is that the student need not wait for availability of the tutors; they have enough work and can come online at anytime when they are free from their schedules.

The students can do all their study related to math from the comforts of their home this keeps them relaxed and helps them to concentrate better. Another added benefit is any student from any part of the globe can avail this service. Math is a subject which needs a lot of practice to master and it can be frustrating at times with equation, calculations, word problems, theories and much more

*🔮 વિજ્ઞાન પ્રયોગશાળામાં વપરાતા સાધનોની સચિત્ર માહિતી*









. Let's take the example of a math word problem, It requires the student to read the problem carefully rather than just glancing through. This helps the student to understand what the word problem wants the student to do and how to solve it. A word problem needs to understood and the next step is to convert the words to numbers. A student can get all the help from a math tutor online he or she expects. 


The tutor gives a step by step elaborate explanation to any queries the student puts forward.

This interaction between the student and tutor is done through a tool called the white board also termed as a virtual classroom. This enables to make the interaction between the students and tutors more lively and interesting.

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Maths Science All Chepter Videos Std 7 to 8 Sem - 2



Maths Science All Chepter Videos Std 7 to 8 Sem - 2




Most parents realize that at some point in their child's education, he or she will need extra help in math, science, and English. However, parents sometimes can wait until there is a crisis at school and the student is struggling so much in a subject that he or she is in danger of receiving a poor grade.

Parents will find it beneficial if they engage the services of a tutor in math, science, and English prior to this point. Tutors who provide homework help to students will not only help build a student's confidence at school, but will also help them bypass problems that other students without such assistance will eventually have to deal with.

When most students seek math homework help, often it's because they don't have a grasp of the class material which leads to difficulties with homework assignments, quizzes, tests, and finals. Also, when certain math deficiencies are not dealt with at an early stage in a student's academic career by means of tutoring, whether online or in-home, it tends to carry over to upper-level math classes.

For example, when a student has difficulties and needs math homework help in Algebra I but does not seek the services of a tutor, it will usually lead to frustration in more advanced classes such as Algebra II, Geometry, Precalculus, and Calculus since the same mathematical skills are needed in these classes but obviously at a more advanced level. In these more advanced classes, the student should not have to worry about seeking math homework help to learn how to add or subtract fractions or work with imaginary numbers.

Therefore, the student should try to supplement math homework help from a tutor with help in understanding new topics covered in class. Ideally, the summer months or the winter break are the best times to secure math homework help to address deficiencies from previous math classes.

Science homework help is also of great benefit. Students are usually comfortable with topics in Chemistry until they have to deal with somewhat abstract concepts such as chemical bonding, nomenclature, and ionization energy. Some also have trouble with stoichiometry since there is no one method for solving these problems.

Physics is another area in which students seek science homework help. Once students have memorized and mastered a set of formulas, they can seek science homework help from a qualified tutor to work on the many word problems presented by the physics teacher.

Finally, some students may want to seek science homework help in Biology. The student should note that science homework help cannot substitute for hard work and many hours or memorization on the student's part in Biology.

Many students require English homework help. This can include help with improving a student's reading comprehension or even their writing skills. Unlike math and science, students often don't realize that they need English homework help until high school when they are expected to begin churning out papers at a faster rate than during elementary or junior high school.

Many students have difficulty transitioning from reading literature in class and writing book reports that present basic information about characters and plot to performing deep, analytical and critical reading. The student is now required to form an opinion (a thesis) about the text and present evidence to support it.

A good tutor can provide English homework help for a student struggling in this area by helping them ask questions about the text, the author, and the time in which the text was written.

The tutor should also help the student become comfortable with formulating a direct response to an essay prompt, brainstorming related ideas, creating a well-thought out outline, and then using this outline as a blueprint for writing the paper from beginning to end.

The more a student practices these steps, the more he or she will become comfortable in performing close, critical reading of texts not just in English classes but History as well.

This is why parents should consider hiring a tutor who can provide math, science, English homework help to their children, especially as they prepare to enter high school.





Download PDF FROM HERE
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Download New Guideline Government Has Announced a for Corona’s Office




Download New Guideline Government Has Announced a for Corona’s Office



Download New Guideline Government Has Announced a for Corona’s OfficeThe Union Home Ministry has issued a new guidelines to prevent coronavirus infection. According to him, if there are one or two transitions now, only that part of the office will be sanitized. Where the patient was working. The ministry said the office and building would be sanitized and work resumed if there were more cases in the workplace.



Download the guideline. This rule is in the new OOP. The officer or employee residing in the containment zone will have to inform his office about this. They will be able to come to the office after coming out of the containment zone. Until then they will be able to work from home.


Download this one guideline. Offices in the containment zone will be closed. Apart from this, employees without symptoms and others will get permission to come to the office. The SOP also emphasizes corona prevention measures.



ગાઈડલાઈન ડાઉનલોડ કરો


Ronak will grow in the office as before. Along with this, as per the order of the Ministry of Labor of the Central Government, every employee of the Central Government has been asked to come to the office on working days. The new orders have been implemented in the country, including the capital. It is said that officers and employees living in the containment zone will be allowed not to come to the office. The office will be able to come after they come out of this zone.



Only 50 percent of employees in the Corona crisis were working in the office





The central government last year imposed some restrictions because of Corona and asked 50 per cent of employees to work from the office. Different office hours were also fixed for this.

Attendance will be recorded from the register

The order states that attendance will be taken from the register by turning off biometric attendance till the new order. With this each department will hold a meeting by video conference if possible. guideline

Precautionary measures will be followed

The SOP states that each employee must follow the rules of the corona.

There is a new SOP

The office will no longer be sealed upon receiving Corona’s case
Directions issued by the Union Ministry of Health
Once the office is transitioned, work can resume


ગુજરાતીમાં વાંચો


Instruct all Central Government employees to be present in the office
If one or two employees in the office get infected with corona, the office will be able to continue
The place where the infected person has gone will be transition free
If more cases are found in an office, the entire building will have to be cleared
All offices and offices in the containment zone will be closed
Masks and social distance are still mandatory
Thermal screening of all employees in the office is also required guideline
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what is cryptocurrency and how it works



what is cryptocurrency and how it works





ICO has proven to be a revolutionised way for many companies and projects to raise money. ICO can be said as the blend of conventional methods and advanced techniques. The primary thing to consider here is that investors investing in the ICO will be 100% free of risk due to the technology used.




Till now, most of the ICO funds have been collected via Bitcoins (BTC) or Ether (ETH). While performing the ICO, the project produces a Bitcoin or Ethereum address to receive funds and then, shows it on the respective web page. The procedure is same as opening a bank account, and then showcasing it on a particular web page to people so that they may send money.


ONGC Scholarship 



Initial coin offering (ICO) is basically an illegal way to collect crowdfunding via various cryptocurrencies (fiat currencies in a few cases) and is functioned by cryptocurrency organisations to obtain the capital funds required to execute the project. In an ICO, a particular part of the recently issued cryptocurrency is being sold to investors in exchange for any legalised tender or any other cryptocurrency. It can be said as token sale or crowd sale that involves taking investment amount from investors and providing them with some features associated with the project to be launched.

IPO, i.e. Initial Public offering is a process somehow relatable to ICO in which investors receive shares in the ownership of the company. While in ICO, the investors purchase coins of the company that can increase in value if the business gets amplified.


Read More  First and second sem adhyan Nispati

The first token sale, i.e. an ICO was conducted by Mastercoin in July 2013. Ethereum collected money through an ICO in 2014. ICO has taken an entirely new definition in past years. In May 2017, there were approx. 20 offerings, and also a recent web browser Brave's ICO generated about $35 million in just 30 seconds. Till the end of August 2017, a total of 89 ICO coin sales worth $1.1 billion had been conducted starting from January 2017.

Investors send Bitcoin, Ethereum or any other cryptocurrency to the given address and then in exchange, they get new tokens that can benefit them greatly if the project gets hit.


ICO is basically conducted for cryptocurrency based projects which rely on decentralised technique. So naturally such projects would compel only those investors who have a keen interest in the concept of cryptocurrency and are friendly with the technology used.



The document that belongs to an investor indeed remains in the form of a webpage, whitepaper or web post. Some of these documents show exact details about the project, whether some other literally fake its features to mislead the interested ones. So before relying on any white paper or e-document, better go through a quality check.


Read More »

Tuesday, 27 July 2021

Bal seva yojana update information to all

 

Bal seva yojana update information to all


This scheme has been launched by the government on 22 July 2021.  On this occasion, 12-12 thousand rupees for 3 months have been distributed in the bank accounts of the parents of 4050 identified children of the state at the rate of ₹ 4000 per month.  Under this scheme, it has now been decided to include children orphaned due to diseases other than corona.  On this occasion, acceptance letters, school bags, chocolates, etc. have been provided to 10 beneficiary children by the Governor and the Chief Minister.  Two of these children have also been provided with tabs.  On this occasion, it has been announced by the Chief Minister that a new scheme will also be started for the women who have been illiterate due to coronavirus.


 Appreciation of the plan done by Rajpal

 From the upbringing to education and health of all the orphaned children, the responsibility of the Uttar Pradesh government will be taken by the Uttar Pradesh government.  Apart from this, all those children who cannot take care of their relatives will be kept in the children's home.  Education will be provided to children through Atal Residential Schools and girls will be provided education in Kasturba Gandhi Residential Schools.  Apart from this, the guidelines of PMKS for inspector children will also come soon.  The benefit of which will also be passed on to the children.  All arrangements will be made by the government for the bright future of the children.


 Apart from this, the chief guest of the program, Governor Anandiben Patel has appreciated this scheme.  It has been told by him that UP is the first state to start such a scheme for the orphaned children.  Anandiben Patel has also appealed to the authorities to adopt an orphan child.  Massive public participation has also been called by Rajpal ji to fulfill the dreams of the orphaned children.  Orders have also been given by Anandiben to the Vice Chancellors of all the universities that if there are orphan children in the university, then they should be helped.


Under this scheme, many other facilities are also being provided by the government from financial assistance.  So that the orphaned children can earn their living.  Under this scheme, an amount of ₹ 101000 will be provided by the Uttar Pradesh government for the marriage of all eligible girls.  Apart from this, all the children who are studying in school and college or are taking vocational education, they will be provided tablet / laptop through Mukhyamantri Bal Seva Yojana.  So that there is no hindrance in their studies.  If you also want to get the benefit of this scheme, then you have to make sure your eligibility and apply under this scheme as soon as possible.  The benefit of this scheme will also be provided to those children who have lost their legal guardian or income earning guardian due to corona infection.


Download form and circular click here


Mukhyamantri Bal Seva Yojana has been started for those children whose parents have died due to corona virus infection.  The scheme has now been approved by the cabinet.  A policy for the implementation of this scheme is being prepared by the Department of Women and Child Development.  The listing and eligibility conditions of all the identified children under this scheme have been prepared.  Through the Mukhyamantri Bal Seva Yojana, full care will be taken of the maintenance, education, medical etc. of all the orphaned children.


 Antigen test, positive test report of RTPCR, blood report, CT scan have considered infection of Kovid-19 as proof of death due to corona virus infection.  But if the corona virus infected patient dies due to post covid even after getting the negative report, then in this situation also his children will be provided the benefit of this scheme.

 This information was given by Manoj Kumar Rai, Director of Women Welfare.  Under this scheme, the legal guardians of eligible children will be identified through the district level task force.  The development of these children will also be monitored by the District Child Protection Unit and Child Welfare Committee.

 Financial assistance and housing facility of ₹ 4000

 Financial assistance of ₹ 4000 per month will be provided to all eligible beneficiaries through Mukhyamantri Bal Seva Yojana 2021.  This financial assistance will be for the care of the child.  This financial assistance will be provided by the Uttar Pradesh government till the child becomes an adult.  Apart from this, all the children whose age is 10 years or less and they do not have any guardian will be provided residential facility by the Uttar Pradesh government through Mukhyamantri Bal Seva Yojana.  This residential facility will be provided to them by providing them accommodation in Government Children's Home.

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Ekam Kasoti Paripatra and Subjects Schedule.




Ekam Kasoti Paripatra and Subjects Schedule.





During the current Govid-19 epidemic, periodic assessment tests have been conducted in July and August for students of Std. 6 to 8 in all government, aided and self-reliant primary schools in the state in all mediums from 202021 onwards. For the organization of periodic assessment test for the students of Std. 6 to 8 in the month of September, further action has to be taken with the following considerations. The syllabus taken in the month of July in the Gujarati and Mathematics subject test will not be included in the September test. Attached is a copy of the syllabus of the assessment test for DECEMBER 2020. Testing taking into account learning outcomes.


Gujarati and Maths tests will be taken in Std. 6 and 8. Gujarati MATHS will be tested in Std. Gujarati MATHS will be tested in Std. 6 to 8. Date of Education Department As per the resolution of 12/02/2020, Gujarati (first language), mathematics, social science and science subjects have to be tested equally. Self-supporting and grant-aided schools will be able to voluntarily take tests in subjects other than these four subjects. Periodic Evaluation Tests Dt. It will be held from September 26 to 30. Ta. Tests should be delivered to the students in hakopi or softcopy by 30/12//2020. Tests of all mediums will be made available on GCERT website (www.gcert.gujarat.gov.in) on 30/12/2020. As well as Gujarati medium test which can also be seen in the QR code on the index of the textbook of that subject.


Wherever there is a test of Hindi in Gujarati medium, Gujarati (second language) will be tested in Hindi medium. Where there is an English test in Gujarati medium, Gujarati (second language) test will be taken in English medium. Instruct your subordinate officer / schools to make necessary arrangements for the above periodic assessment tests.


Latest Circular and Guidance on JANUARY MONTH Unit Test


STD: 1 TO 8 CIRCULAR & ABHYASKRAM:
Click here Download Paripatra


STD: 9 TO 12 CIRCULAR & ABHYASKRAM:
Click Here To Download
➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖
Latest Circular and Guidance on FEBRUARY MONTH Unit Test


STD: 1 TO 8 CIRCULAR & ABHYASKRAM:
Click here Download Paripatra


STD: 9 TO 12 CIRCULAR & ABHYASKRAM:
Click Here To Download


It is expected that the above tests will be supervised by the student guardian at the convenience of the parent and students. The purpose of the test is to monitor the progress of the student so that it is desirable for the students to give in a fearless and stress free environment. Test Answer Book Dt. It is desirable to be delivered to the school through the guardian by 30/12/2020. Wherever there is a test of Gujarati in Gujarati medium, the first language test of that medium will be taken in other medium






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Monday, 26 July 2021

MATHS LEARN EASY TOTAL 5 PARTS IN GUJARATI PDF DOWNLOAD HERE




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A fire insurance contract has the following characteristics namely:

(a) Fire insurance is a personal contract

A fire insurance contract does not ensure the safety of the insured property. Its purpose is to see that the insured does not suffer loss by reason of his interest in the insured property. Hence, if his connection with the insured property ceases by being transferred to another person, the contract of insurance also comes to an end. It is not so connected with the subject matter of the insurance as to pass automatically to the new owner to whom the subject is transferred. The contract of fire insurance is thus a mere a personal contract between the insured and the insurer for the payment of money. It can be validly assigned to another only with the consent of the insurer.

(b) It is entire and indivisible contract.

Where the insurance is of a binding and its contents of stock and machinery, the contract is expressly agreed to be divisible. Thus , where the insured is guilty of breach of duty towards the insurer in respect of one subject matters covered by the policy , the insurer can avoid the contract as a whole and not only in respect of that particular subject mater , unless the right is restricted by the terms of the policy.

(c) Cause of fire is immaterial

In insuring against fire, the insured wishes to protect him from any loss or detriment which he may suffer upon the occurrence of a fire, however it may be caused. So long as the loss is due to fire within the meaning of the policy, it is immaterial what the cause of fire is, generally. Thus , whether it was because the fire was lighted improperly or was lighted properly but negligently attended to thereafter or whether the fire was caused on account of the negligence of the insured or his servants or strangers is immaterial and the insurer is liable to indemnify the insured. In the absence of fraud, the proximate cause of the loss only is to be looked to.

The cause of the fire however becomes material to be investigated

(1). Where the fire is occasioned not by the negligence of, but by the willful

(2) Where the fire is due is to cause falling with the exception in the contract.

LIMITATION OF TIME

Indemnity insurance was an agreement by the insurer to confer on the insured a contractual right, which prima facie, came into existence immediately when the loss was suffered by the happening of an event insured against, to be put by the insurer into the same position in which the accused would have had the event not occurred but in no better position. There was a primary liability, i.e. to indemnify, and a secondary liability i.e. to put the insured in his pre-loss position, either by paying him a specifying amount or it might be in some other manner. But the fact that the insurer had an option as to the way in which he would put the insured into pre-loss position did not mean that he was not liable to indemnify him in one way or another, immediately the loss occurred. The primary liability arises on the happening of the event insured against. So, the time ran from the date of the loss and not from the date on which the policy was avoided and any suit filed after that time limit would be barred by limitation.[2]

WHO MAY INSURE AGAINST FIRE?

Only those who have insurable interest in a property can take fire insurance thereon. The following are among the class of persons who have been held to possess insurable interest in, property and can insure such property:

1. Owners of property, whether sole, or joint owner, or partner in the firm owning the property. It is not necessary that they should possession also. Thus a lesser and a lessee can both insure it jointly or severely.

2. The vender and purchaser have both rights to insure. The vendor's interest continues until the conveyance is completed and even thereafter, if he has an unpaid vendor's lien over it.

3. The mortgagor and mortgagee have both distinct interests in the mortgaged property and can insure, per Lord Esher M.R."The mortgagee does not claim his interest through the mortgagor , but by virtue of the mortgage which has given him an interest distinct from that of the mortgagor"[3]

4. Trustees are legal owners and beneficiaries the beneficial owners of trust property and each can insure it.

5. Bailees such as carriers, pawnbrokers or warehouse men are responsible for there safety of the property entrusted to them and so can insure it.




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STD-6 TO 8 NCERT NA ABYASKRAM MUJABNI MATHS & SCIENCE NI GUIDE.....

 

STD-6 TO 8 NCERT NA ABYASKRAM MUJABNI MATHS & SCIENCE NI GUIDE.....





The date of conclusion of a contract of insurance is issuance of the policy is different from the acceptance or assumption of risk. Section 64-VB only lays down broadly that the insurer cannot assume risk prior to the date of receipt of premium. Rule 58 of the Insurance Rules, 1939 speaks about advance payment of premiums in view of sub section (!) of Section 64 VB which enables the insurer to assume the risk from the date onwards. If the proposer did not desire a particular date, it was possible for the proposer to negotiate with insurer about that term. Precisely, therefore the Apex Court has said that final acceptance is that of the assured or the insurer depends simply on the way in which negotiations for insurance have progressed. Though the following are risks which seem to have covered Fire Insurance Policy but are not totally covered under the Policy. Some of contentious areas are as follows:

FIRE: Destruction or damage to the property insured by its own fermentation, natural heating or spontaneous combustion or its undergoing any heating or drying process cannot be treated as damage due to fire. For e.g., paints or chemicals in a factory undergoing heat treatment and consequently damaged by fire is not covered. Further, burning of property insured by order of any Public Authority is excluded from the scope of cover.

LIGHTNING : Lightning may result in fire damage or other types of damage, such as a roof broken by a falling chimney struck by lightning or cracks in a building due to a lightning strike. Both fire and other types of damages caused by lightning are covered by the policy.

AIRCRAFT DAMAGE: The loss or damage to property (by fire or otherwise) directly caused by aircraft and other aerial devices and/ or articles dropped there from is covered. However, destruction or damage resulting from pressure waves caused by aircraft traveling at supersonic speed is excluded from the scope of the policy.

RIOTS, STRIKES, MALICIOUS AND TERRORISM DAMAGES: The act of any person taking part along with others in any disturbance of public peace (other than war, invasion, mutiny, civil commotion etc.) is construed to be a riot, strike or a terrorist activity. Unlawful action would not be covered under the policy.

STORM, CYCLONE, TYPHOON, TEMPEST, HURRICANE, TORNADO, FLOOD and INUNDATION: Storm, Cyclone, Typhoon, Tempest, Tornado and Hurricane are all various types of violent natural disturbances that are accompanied by thunder or strong winds or heavy rainfall. Flood or Inundation occurs when the water rises to an abnormal level. Flood or inundation should not only be understood in the common sense of the terms, i.e., flood in river or lakes, but also accumulation of water due to choked drains would be deemed to be flood.

IMPACT DAMAGE: Impact by any Rail/ Road vehicle or animal by direct contact with the insured property is covered. However, such vehicles or animals should not belong to or owned by the insured or any occupier of the premises or their employees while acting in the course of their employment.

SUBSIDENCE AND LANDSLIDE INCULUDING ROCKSIDE: Destruction or damage caused by Subsidence of part of the site on which the property stands or Landslide/ Rockslide is covered. While Subsidence means sinking of land or building to a lower level, Landslide means sliding down of land usually on a hill.

However, normal cracking, settlement or bedding down of new structures; settlement or movement of made up ground; coastal or river erosion; defective design or workmanship or use of defective materials; and demolition, construction, structural alterations or repair of any property or ground-works or excavations, are not covered.

BURSTING AND/OR OVERFLOWING OF WATER TANKS, APPARATUS AND PIPES: Loss or damage to property by water or otherwise on account of bursting or accidental overflowing of water tanks, apparatus and pipes is covered.

MISSILE TESTING OPERATIONS: Destruction or damage, due to impact or otherwise from trajectory/ projectiles in connection with missile testing operations by the Insured or anyone else, is covered.

LEAKAGE FROM AUTOMATIC SPRINKLER INSTALLATIONS: Damage, caused by water accidentally discharged or leaked out from automatic sprinkler installations in the insured's premises, is covered. However, such destruction or damage caused by repairs or alterations to the buildings or premises; repairs removal or extension of the sprinkler installation; and defects in construction known to the insured, are not covered.


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STD-6 TO 8 NCERT NA ABYASKRAM MUJABNI MATHS & SCIENCE NI GUIDE.....

 

STD-6 TO 8 NCERT NA ABYASKRAM MUJABNI MATHS & SCIENCE NI GUIDE.....





A contract of Insurance comes into being when a person seeking insurance protection enters into a contract with the insurer to indemnify him against loss of property by or incidental to fire and or lightening, explosion, etc. This is primarily a contract and hence as is governed by the general law of contract. However, it has certain special features as insurance transactions, such as utmost faith, insurable interest, indemnity, subrogation and contribution, etc. these principles are common in all insurance contracts and are governed by special principles of law.

FIRE INSURANCE:

According to S. 2(6A), "fire insurance business" means the business of effecting, otherwise than incidentally to some other class of insurance business, contracts of insurance against loss by or incidental to fire or other occurrence, customarily included among the risks insured against in fire insurance business.

According to Halsbury, it is a contract of insurance by which the insurer agrees for consideration to indemnify the assured up to a certain extent and subject to certain terms and conditions against loss or damage by fire, which may happen to the property of the assured during a specific period.
Thus, fire insurance is a contract whereby the person, seeking insurance protection, enters into a contract with the insurer to indemnify him against loss of property by or incidental to fire or lightning, explosion etc. This policy is designed to insure one's property and other items from loss occurring due to complete or partial damage by fire.

In its strict sense, a fire insurance contract is one:

1. Whose principle object is insurance against loss or damage occasioned by fire.

2. The extent of insurer's liability being limited by the sum assured and not necessarily by the extent of loss or damage sustained by the insured: and

3. The insurer having no interest in the safety or destruction of the insured property apart from the liability undertaken under the contract.

LAW GOVERNING FIRE INSURANCE

There is no statutory enactment governing fire insurance, as in the case of marine insurance which is regulated by the Indian Marine Insurance Act, 1963. the Indian Insurance Act, 1938 mainly dealt with regulation of insurance business as such and not with any general or special principles of the law relating fire of other insurance contracts. So also the General Insurance Business (Nationalization) Act, 1872. in the absence of any legislative enactment on the subject , the courts in India have in dealing with the topic of fire insurance have relied so far on judicial decisions of Courts and opinions of English Jurists.

In determining the value of property damaged or destroyed by fire for the purpose of indemnity under a policy of fire insurance, it was the value of the property to the insured, which was to be measured. Prima facie that value was measured by reference of the market value of the property before and after the loss. However such method of assessment was not applicable in cases where the market value did not represent the real value of the property to the insured, as where the property was used by the insured as a home or, for carrying business. In such cases, the measure of indemnity was the cost of reinstatement. In the case of Lucas v. New Zealand Insurance Co. Ltd.[1] where the insured property was purchased and held as an income-producing investment, and therefore the court held that the proper measure of indemnity for damage to the property by fire was the cost of reinstatement.

INSURABLE INTEREST

A person who is so interested in a property as to have benefit from its existence and prejudice by its destruction is said to have insurable interest in that property. Such a person can insure the property against fire.

The interest in the property must exist both at the inception as well as at the time of loss. If it does not exist at the commencement of the contract it cannot be the subject-matter of the insurance and if it does not exist at the time of the loss, he suffers no loss and needs no indemnity. Thus, where he sells the insured property and it is damaged by fire thereafter, he suffers no loss.

RISKS COVERED UNDER FIRE INSURANCE POLICY

The date of conclusion of a contract of insurance is issuance of the policy is different from the acceptance or assumption of risk. Section 64-VB only lays down broadly that the insurer cannot assume risk prior to the date of receipt of premium. Rule 58 of the Insurance Rules, 1939 speaks about advance payment of premiums in view of sub section (!) of Section 64 VB which enables the insurer to assume the risk from the date onwards. If the proposer did not desire a particular date, it was possible for the proposer to negotiate with insurer about that term. Precisely, therefore the Apex Court has said that final acceptance is that of the assured or the insurer depends simply on the way in which negotiations for insurance have progressed. Though the following are risks which seem to have covered Fire Insurance Policy but are not totally covered under the Policy. Some of contentious areas are as follows:



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First and second sem adhyan Nispati

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