Search This Website

Thursday, 27 January 2022

New talati bharati 2022 notification

 

Talati bharti 2022 notification, talati exam materials | online exam preparation

Talati Exam 2022 - Gujarati GK Preparation

Talati Exam 2022 is One of the Best Talati Exam Preparation Apps for Revenue Talati Exam Preparation 2022, Panchayat Talati Exam 2022, Online Reading Quiz And Exams Bharti 2022, Jr. Clark Bharti 2022 and You can improve your General knowledge, general awareness or easy preparation for competitive examination any where with your mother tongue GUJARATI.

Talati bharti 2022 notification,  talati exam  materials | online exam preparation

Talati Paper app for very useful for Talati cum Mantri exam. in this app you got previous papers for talati examination and also model paper that very useful for talati bharti exam.

This Talati Exam App are Specially Made for Participents That are preparing for Talati cum Mantri exam. This App Contains Details. That are Collected from Talati Exam expert persons and Institutions

Talati Exam 2022- Gujarati GK Preparation application is Totally free. In this app we include all the syllabus of Talati Exam 2020.

Main Features :-
👉 Amazing User Interface and simple to use.
👉 Important GK notes in Gujarati.
👉 Content available in Gujarati without Internet.
👉 More than 10,000 questions for GK and current affairs
👉 History, English Grammar, Indian Law, Sports, Literature, Politics, Art & Culture and many more.
👉 Section wise easily understandable questions.
👉 Very useful for all competitive examination like CCC, PCS, UPSC, IAS, State Level PSC, RAS, SSC, PSU, GATE, PO, IBPS, GPSC, Bin Sachivalay Clerk, Revenue Talati, Police Constable, Gujarat Police Constable, Talati Mantri, etc.




તલાટી ભરતી નોટિફિકેશન અહીંથી જુઓ

Important

તલાટી પરીક્ષાનું તૈયાર મટેરીઅલ મેળવવા માટે અહી ક્લિક કરો


@http://gpssb.gujarat.gov.in/

A separate portal has been launched by the Government of Gujarat in the coming days for many recruitments in the Panchayat Department and to manage these recruitments properly.


A lot of cadre recruitments are coming up in this section in the near future so this website will be very useful 

official website in below address
http://gpssb.gujarat.gov.in/ 

 Functions & Duties


The Gujarat Panchayat Service Selection Board is established under section 235 of the Gujarat Panchayat Act, 1993. The Board consists of five members including the Chairman.


The duty of the Board is to select candidates for recruitment to Class III posts in the Panchayat Service and to advise the Panchayats in such matters as prescribed by the rules.


The Board also conduct Departmental Examination of Panchayat Service Class III and Hindi/Gujarati Languages Examination.


The Board also advise panchayats for disciplinary action against panchayat service class III employee as per District Panchayat proposals in case of:


Reduction in Rank

Compulsory Retirement

Removal from Service

Dismissal from Service

Reduction in Pension. 

 This website sub menu tital

Advertisements

Exam

Answer Key

Results

Provisional Merit List

Final Selection List

Departmental Exam

Hindi/Gujarati Languages Exam

Latest Update 

લેબ ટેકનેશિયન ભરતી ની ઓફિસિયાલ જાહેરાત માટે અહી ક્લિક કરો

This website  meny 

લેબ ટેકનેશિયન ની જગ્યાઓ માટે અહી ક્લિક કરો


Recruitment Rules  

 

નાયબ હિસાબનીશ ની નવી ભરતી 2022 માટે  Click Here to download PDF

 

વિસ્તરણ અધિકારી ની નવી ભરતી 2022 માટે અહી ક્લિક કરો

Junior Clerk

Laboratory Technician

Live Stock Inspector

Mukhya Sevika

Multi Purpose Health Worker

Research Assistant

Social Welfare Inspector(Junior Grade)

Staff Nurse

Statistical Assistant

Old RR 

Various recruitments by Gujarat Panchayat Service Selection Board, Gandhinagar.


 Staff Nurse- Class-3.


 Divisional Accountant - Class-3.


 Extension Officer - Class-3 (Agriculture)


 Deputy Accountant-Class-3


સ્ટાફ નર્સ ની નવી ભરતી 2022 માટે અહી ક્લિક કરો


ગુજરાત પંચાયત સેવા પસંદગી મંડળ બોર્ડ ની નવી વેબસાઈટ માટે અહી ક્લિક કરો 


પંચાયત ની બધી જ નવી ભરતી 2022 માટે નો નવો અભ્યાસક્રમ માટે અહી ક્લિક કરો  


પંચાયત ની નવી ભરતી ના નવા નિયમો 2022 માટે અહી ક્લિક કરો   

 

Additional Assistant Engineer(Civil)

Accountant, Divisional Accountant, Internal Auditor

Compounder

Deputy Accountant

Deputy Chitnis

Extension Officer (Agriculture)

Extension Officer (Co-Operation)

Female Health Worker

Village Panchayat Secretary

Gram Sevak

Junior Clerk


તલાટી કમ મંત્રી ની નવી જાહેરાત 2022 માટે અહી ક્લિક કરો

Laboratory Technician

Live Stock Inspector

Mukhya Sevika

Multi Purpose Health Worker

Research Assistant

Social Welfare Inspector(Junior Grade)

Staff Nurse

Statistical Assistant

Old RR



 Go to the website and for all the information 

ℹ️BASIC TIPS TO LEARN ENGLISH SPEAKING FAST:

- Practice speaking English LIVE to learn English speaking


- Get native English-speaking friends and speak English with them
- Make mistakes to learn English fluently
- Learn some English tongue twisters
- Listen to English-language music
- Learn new words daily
- Try thinking in English
- Record yourself speaking and have friends comment
- Practice speaking English in front of a mirror
- Master some specific phrases and English Idioms
- Listen and try to sing along to rap music

See why we are one of the best English speaking apps for fluent English learning & open English conversation practice! It’s truly an enjoyable and effortless English learning!

💡FEATURES:
● Speak in English Online: Talk to the Real People anonymously without disclosing your identity & practice English Conversation safely. With English listening, you can also boost your English talking.
● Tongue Twister: Practice & study English Tongue Twister to improve your pronunciation and make your communication clear
● Recall: You can recall the favorite caller from your call history
● Basic English Grammar: Learn English Grammar like tenses, speech
● English Listening Skill: Listen to the Native Speaker narrating the Conversation and Improve your Listening Skill
● Basic Conversation Skill: Read the most commonly used conversation and try to implement
● Record Your Audio & Improvise Yourself: while you speak in English and find the area of improvement
● A Word a Day (Vocabulary): Strengthen your English Vocabulary by learning only One Word a Day. You can also see few examples using the same word.
● Bookmark: save any word as your favorite for future reference
● Popular Idioms: Use idioms in your conversation to make your communication more effective
● Pronunciation: Listen to the pronunciation of Vocabulary or enter any words for correct Pronunciation
● Take 30-day challenges: we recommend you learn English speaking challenges to boost your English!


👉 Providing answer with all the questions.
👉 Offline & free app No need to internet connection after install the application Update regular interval in future.

Read More »

Wednesday, 26 January 2022

Edutor App Quit collection






Edutor App - Open platform for Teaching & Learning



The mission at the heart of the Edutor App is to connect the academic community across the globe and empower them to strive for better education outcomes.








The m
It's an open platform solely for education that connects teachers and students across the globe and provides all required tools for teaching and learning.

• Join as a teacher and create and upload contents of any subject, board, and language you prefer. Your followers can learn from you by accessing all of your content you created in the form of live classes or conferences, video lectures, tests, mock exams, and materials.
• Join as a student and follow teachers you find most suitable for you to learn from and then access their entire teaching. Just as simple as that !!

Features you’ll always love :
• Live Class and Conference - Enjoy a free live class of up to 45 minutes. Teachers will have the option of allowing them to join either by followers or favorited students.
• Video Lectures - Just paste a link to your Youtube video here, this is how your video lecture is uploaded on Edutor App.
• Test - Want to test a student's understanding of a particular topic? Just upload questions here by clicking photos, typing the questions, or by directly taking questions from the Qs library. No marking for the tests! Ohh, then it's amazing na !!
• Exam - Want to upload an exam? Set a format for it then uploading questions is the same and as simple as test uploading.
• Mock Exam - Want to arrange competitive exams like JEE or NEET? There are given fixed formats for those, so just select the exam and schedule it. How to upload questions ? that you know pretty well from now on !!
• Material - Upload materials in the format of PDF or JPG.
• Create Playlist - You can create a Playlist for video lectures, Testlists for tests, Examslist for exams, and a List for materials.


Important Link


*ત્યારબાદ નીચે આપેલ લિંક પર ક્લિક કરીને મને Follow કરીને QUIZ આપો...*
⤵️⤵️⤵️⤵️⤵️⤵️



• Questions Library - Want to make tests or exams quickly? just take Qs of that topic from the Question Library.
Read More »

Monday, 24 January 2022

Download Gujarati Stickers For WhatsApp 2021




Download Gujarati Stickers For WhatsApp 2021









Download Gujarati Stickers For WhatsApp – Gujju Stickers Apps Can Send You Gujarati Or Stickers In Whatsapp.




With This App You Can Create Your Own Personal Stickers With Background Eraser In The App. You Can Wastickerapps Support Stickers, Personal Text Stickers, Personal Cartoon Stickers Etc. With The Sticker Editor In The App.

There Are Stickers In Different Languages Like Spanish, Portuguese, Hindi, English, Gujarati, Telugu / Tamil Stickers, Marathi, Kannada And We Are Adding Stickers In Different Languages For Apps Every Day.
Pack Of Newly Added Stickers: Download Gujarati Stickers For WhatsApp
Valentine’s Day Stickers For Whatsapp.
Merry Christmas Stickers For Whatsapp.
Happy New Year To Whatsapp.
Good Morning Stickers.
Good Night Stickers.
Pubg Stickers For Whatsapp.
Pubg Phrases.
Happy Diwali Stickers Pack For Whatsapp.
Independence Day Stickers For Whatsapp.
Lord Krishna Stickers For Whatsapp.
God Stickers For Whatsapp.
Islamic Stickers For Whatsapp.
Ganapati Bapa Stickers.
Lord Hanumanji Stickers.
Trend Stickers : Download Gujarati Stickers For WhatsApp
Guarding stickers.
Christian stickers.
Kiss stickers for WhatsApp.
Love stickers for WhatsApp.
Morning Shayari for WhatsApp.
Gujarati inspiration for WhatsApp.
Gujarati Shayari Majak for WhatsApp.
Gujarati Love Story Stickers.
Mahona stickers.
Tarak Mehta Stickers
Jethalal stickers.
Come Medi Factory Stickers.
Gujju Love Shayari Stickers.
Gujju inspiration stickers
How to use: Download Gujarati Stickers For WhatsApp
Install and open “Gujju Sticker” application
Check all the stickers in the list.
Tap on ‘+’ or add to WhatsApp.
Confirm with “OK”, it will be added successfully.
Open the WhatsApp app and anyone’s open chat screen.
Tap on emoji to see emoji and stickers.
You will see a new stickers icon at the bottom.
Tap on it, you will get added stickers.
It is. Enjoy.
Note: This app will work only when the WhatsApp stickers feature is enabled.

Important:

The name “WhatsApp” is a copyright copyright of WhatsApp, there is no sticker pack for WhatsApp.
The way is associated with sponsorship or endorsement by VSAP, Inc.
Content in our application infringes any copyright Please let us know so we can remove it


Download Gujarati Sticker
Read More »

Sunday, 23 January 2022

All you need to know about wombo lip video sync the dubsmash helper 2022! *Birds video

 All you need to know about wombo lip video sync the dubsmash helper 2022!



Since its dispatch fourteen days prior, wambo application has effectively been downloaded more than 2,000,000 times.


The new wambo application that makes practically any image sing in a real sense has gotten colossally mainstream via online media..


wambo application, known as Wombo.AI, comes as an iPhone or Android application. Every one of the an individual needs to do to transform somebody into a vocalist is download an application, select an image of them or take another image, select a melody from a restricted rundown, and afterward let the application accomplish basically everything.


The help is amazingly basic and permits anybody to take an interest in the developing pattern of deepfakes or manufactured media. These apparatuses use AI to recognize portions of the face to move them to the beat of the music.


Guide for Wombo is the best application that will permit to the clients to learn everything about this free application. In this manual for Wombo all you require to take your most loved application Wombo


Create hilarious lip sync videos with a single selfie.


WOMBO is the world’s best AI-powered lip sync app.



All you have to do is add a selfie, pick a song, and let WOMBO work its magic. The result? Videos that are hilarious, bizarre, fun, and ready to go viral. No singing lessons required.



Wombo ai app is an AI-Powered app that allows users to create short videos. With Wombo ai video app You only need to capture a photo and then click on the create button or option to make that animation. However,using wombo editor you don't need to capture the whole video. Just make sure you have selected a better and suitable audio or music.


Once you will be done with all that process, simply save it to the gallery or export it. Wombo video editor allows you to make more interesting and viral content through that. Not only your own pictures but also you can make that fun stuff for other people too. You just need to insert a photo into the app and that's it.


There are multiple kinds of songs that you can add or apply to your clip. That will make the photo move or live according to the beat. Your facial expressions will be changed totally. Wombo ai video app will convert that into a funny face. So, it is really an interesting app to try out and into a funny face. So, Wombo ai app is really an interesting app to try out and enjoy its amazing features.


This guide is made just to explain how you can use the Wombo app and many other things.
Read More »

The Best Running Apps to Take on Your Workout

 The Best Running Apps to Take on Your Workout


Upgrade to premium to take advantage of race-training plans from the ASICS Institute of Sport Science, more detailed progress insights (like side-by-side workout comparisons and weather data), prescribed workouts, and live run tracking. (P.S. these other running apps can also help you train for a specific race.)


Running App – GPS Run Tracker

Leap running app provides a variety of plans for weight loss. All plans are beginner friendly, and can help you stay motivated, lose weight and achieve different fitness goals, such as increasing your pace. You can get audio feedback from the voice coach.

Running is proven to increase metabolism, and you can burn more calories with specific plan. Our app provides plans that designed by professional fitness coach to make weight loss effective, easy and fun. These running, jogging and walking plans are suitable for all levels.


It tracks running stats, records routes with GPS in real time, and helps improve your running performance with detailed analysis and insight graphs. This powerful mile tracker tracks all key stats, distance, time, speed, calories burned, elevation, etc.


Various Training Plans :

Walking for weight loss – Suitable for everyone. Lose weight with interval walking.

Running for weight loss – Even you’re a newbie, you can complete your running plan as easily as jogging plan.

Pace academy – Increase pace and endurance for your next goal.

My first 5K – Complete your first 5k with coach guide.



Running Tracker :

Set goals – Set your weekly and yearly goals to make running a habit. Boost your weight loss progress.

Analyze every run – It monitors all your running stats in real time and analyzes them in graphs.

Match the same path – It records your same-route runs and shows the trends of your running performance over time.

Map your route – With GPS running tracker, you can record your routes with GPS, save your paths and share your route maps with friends.

Get audio feedback – Get audio feedback (duration, distance, calories, pace, etc) from the voice coach to take control of your training and improve your performance.


Powerful Analysis :

Compare your performance with stats at different distances and time periods.

Scientifically analyze your training patterns to improve your performance.

Clear and stylish graphic design.

GPS Running Tracker :

Want a GPS running tracker to track run? Want a map running app to track running? Want your run map? Try this GPS running tracker to track run and get your run map. This map running app and run tracker accurately track run on the map with GPS in real time, and provides you run map.


DOWNLOAD THIS RUNNING APPS


Distance Tracker for Running :

This run tracker and map running app track your distance tracker for walking and your distance tracker for running. It’s not only a run tracker, but also a run GPS tracker to track running. Use the best run GPS tracker and jog tracker to track your distance tracker for walking and your distance tracker for running.

Read More »

Friday, 21 January 2022

NMMS EXAM USEFUL




NMMS EXAM USEFUL










Scholarship Amount and Payment Rules: After the examination, the students who come in merit in the district-wise fixed quota will get Rs. Scholarship will be available to eligible students for four years as per 15000 / -. Scholarship payments are made by the eligible students as per the guidelines of MHRD. D), will be credited directly to the bank account of the beneficiary students by New Delhi. .. Examinations are conducted only by the State Examination Board. The State Examination Board will not be responsible for the scholarship. Eligibility of students: Students who are studying in Government Primary Schools, Local Body Schools, District Panchayat, Municipal Corporation / Nagarpalika Schools) and Granted Primary Schools in Std. Students who have been promoted in Std-9 due to the condition of COVID.19 as per the provision mentioned in issue no. 6 of letter dated 7/12/2071 of Ministry of Human Resource and Development (MHRD), New Delhi, Government of India. They will be able to take part in NMMS Exam-2021 without considering the minimum marks in special case. Reading Vidyalaya Jawahar Navodaya Vidyalaya

Fee Acceptance Center: Online Payment Gateway will also be able to pay the examination fee through “ATM CARD / NET BANKING”. Click on “Print Application / Challan” to fill the online fee and fill in the details. Then click on “Online Payment”. Then select the appropriate option from the options of Net Banking of fee or Other Payment Mode in the given options and fill in the following details. After depositing the fee, you will be written on the screen that your fee has been credited and you will get an e-receipt to print. If there is any defect in the process, it will be seen on screen that your fee has not been paid. If the e-receipt is not generated within 24 hours after deducting the fee amount from his bank account, the online fee payer will have to contact the State Examination Board by e-mail immediately. Question Paper Template and Marks: Type of Test (1) MAT Intellectual Aptitude Test. R Questions 20 marks co time 30 minutes




NMMS BOOK Click Here




Syllabus: 20 questions of MAT Intellectual Aptitude Test will be of literal and non-verbal logical calculation. These questions will include Analogy, Classification, Numerical Series, Pattern Perception, Hidden Figure etc. The 30 questions of SAT Educational Aptitude Test will include Std-9 and Std-8 Mathematics, Science and Social Science subjects. The curriculum for the last academic year will be for Std. 0 will be the syllabus of the first semester of the current academic year for Std. . Qualifying marks: General and OBC. Students of the category will have to get a total of 90% marks in both the sections and SC. And ST. Students of the category will have to get a total of 5% marks in both the sections. Out of the students who get qualifying marks, only the students who come in merit as per the quota determined by district-wise will be eligible for scholarship. Ph.D. Category Classification Ph.D. The category will be categorized into different subcategories as shown below. a) Blindness and Low Vision (BLV)







NMMS PAPER 2011 Click Here




NMMS PAPER 2012 Click Here




NMMS PAPER 2013 Click Here




NMMS PAPER 2014 Click Here







Test Structure: The medium of examination will be English as well as Gujarati. The question paper of the medium whichever medium the student chooses will be given. e) Multiple disabilities from amongst persons under clauses (a) to (d) including deaf - blindness in the posts identified for each disabilities (MD). This test will be of multiple choice format and Multiple Choice Question - MCQ Based. Each question will have a mark. There will be no negative evaluation in the evaluation of these tests. Blind students will be given an extra 20 minutes. * How to apply online: Online application will be accepted by the State Examination Board in respect of this advertisement. Application form can be filled on from (till 11.5 pm). The following steps have to be followed to apply. 2129000NG CHE NOT TAKE HAJI JARAJ MARA.







NMMS PAPER 2015 Click Here




NMMS PAPER 2016 Click Here




NMMS PAPER 2017 Click Here




NMMS PAPER 2018 Click Here




NMMS PAPER 2019 Click Here




NMMS PAPER 2021 Click Here







Click on Apply Now in front of "National means cum merit Scholarship Scheme" - (STD - 8). Clicking on Apply Now will show the Application Format. You have to fill in the school DISE number for school details. Now clicking on save will save your data. Here Application Number will be generated, which will be saved. And it is mandatory to upload a copy of income proof as well as certificate. It has to be filled in. First go to. Click on "Apply online". Now click on Upload photo- Signature at the top of the page. Here is your application. Type the number and type your Birth Date. Then click on Submit. Here photo and signature are to be uploaded.







NMMS PRACTICE BOOK Click Here







Upload To upload a photo and signature, first of all your photo and signature must be in JPG format (15 Kb) size in the computer in such a way that it does not exceed. Click on Browse Button. Now, from the Choose File screen, select the file in which your photo is stored in JPG format. And click on Open Button, now click on upload button next to Browse Button, now your photo will appear next to it. Now you have to upload the signature in the same way. Now click on Confirm Application. Type your Application Number here and type your Birth Date. Then click on Submit. If you want to modify the application here, click on the Data Application to correct it. Any modification can be made in the application before the application is confirmed, but no amendment can be made in the application after the application is confirmed. Click Confirm only if you do not feel the need to modify the application. By clicking on confirm, Ajino will be accepted online and only after that it will be considered valid. * Now click on print Application & Fee Challan. Type your Confirmation Number here and type your Birth Date. Then click on Submit. Print your application form from here. . You will then be able to pay the examination fee through ATM CARD / NET BANKING through online payment gateway. * Required Aadhaar / Certificates: The following Aadhaar certificates should be attached with the print of Govalan Bhal Passport.
Read More »

Std 12 Home Learning videos.




Std 12 Home Learning videos.
 













Great U.S. Equity Index Mutual Funds

The index mutual fund industry has only grown in size and popularity since it began with Vanguard's 500 Index Fund in 1976. Index funds track the components of a market index, such as the Standard & Poor's 500 Index, and mutual funds are investment vehicles comprising a pool of funds collected from many investors. Often, investors are increasingly attracted to index mutual funds for their low operating expenses, low portfolio turnover, and broad and diversified market exposure, as well as the opportunity to invest passively.

Here, we take a look at just four top U.S. equity index mutual funds: the Vanguard 500 Index Fund (VFINX), the Vanguard Total Stock Market Index Fund (VTSMX), the Fidelity 500 Index Fund (FXAIX) and the Schwab Total Stock Market Index Fund (SWTSX). All information presented here was accurate as of March 2020.
KEY TAKEAWAYS
Index funds have become increasingly popular among investors over the past decade.
These low-cost mutual funds are passive investments that seek to replicate a major stock market index rather than try to beat it.
Here, we look at four excellent index mutual funds that you may want to consider.

Vanguard 500 Index Fund (VFINX)


ડીડી ગિરનાર ચેનલ ટાઈમ ટેબલ







The index fund that started it all remains one of the best for its overall long-term performance and low cost. The Vanguard 500 Index Fund has dutifully matched the returns of the S&P 500 index for more than four decades while charging management fees of just 0.14%. Its assets of more than $500 billion are invested in 508 different large-cap stocks weighted by market capitalization based on the actual S&P 500 index. The Vanguard 500 Index Fund has returned an average of around 11% annually since its inception.


Great U.S. Equity Index Mutual Funds

Vanguard Total Stock Market Index Fund (VTSMX)

The Vanguard Total Stock Market Index Fund was among the first funds to invest in the total stock market by including mid-and small-cap stocks, which has enabled it to outperform the S&P 500 over the last several years. Indeed, the fund holds 3,561 individual stocks, about 7x more than the Vanguard 500 fund. This $840 billion fund instead tracks the MSCI U.S. Broad Market Index, which comprises nearly 100% of the total market capitalization of U.S. stocks traded on the New York Stock Exchange (NYSE) and the NASDAQ. The Vanguard Total Stock Market Index Fund has returned an average of 9.65% annually since its inception and, like the Vanguard 500 Index Fund, it also has a 0.14% expense ratio.

The Fidelity 500 Index Fund (FXAIX)

Next to Vanguard, Fidelity offers the widest range of index funds available in the industry. Its flagship index fund is the Fidelity 500 Index Fund, which has more than $219 billion in assets invested in 505 stocks, with a tilt toward the information technology, financial, healthcare, and consumer discretionary sectors. Because the fund can invest as much as 20% of its assets outside of the S&P 500 Index, it tends to be a little more volatile than the index, but it also offers the potential to outperform the index. The fund has returned an average of 12.3% annually since inception, and its 0.015% expense ratio is one of the lowest available.

Schwab Total Stock Market Index Fund (SWTSX)

Vanguard and Fidelity may dominate the index fund industry in terms of size, but Schwab has come on strong with its own menu of low-cost funds, led by the $10.5 billion Schwab Total Stock Market Index Fund. This fund tracks the Dow Jones U.S. Total Stock Market Index, which consists of the entire U.S. stock market. The fund is allowed to invest in short-term derivatives and futures contracts to close the performance gap that typically exists between the fund and the index. It may also choose to focus investments in a particular sector or group of sectors based on their relative weighting in the index. Since its inception, Schwab Total Stock Market Index Fund returned an annual average of 6.7% and has a very low expense ratio of 0.03%.








IMPORTANT LINK FOR VIDEO::




October 2021
DATE 01-10-2021 LIVE CLASS Maths
DATE 04-10-2021 LIVE CLASS Maths
DATE 05-10-2021 LIVE CLASS Maths
DATE 06-10-2021 LIVE CLASS Maths
DATE 11-10-2021 LIVE CLASS Statistics
DATE 12-10-2021 LIVE CLASS Statistics
DATE 13-10-2021 LIVE CLASS Statistics
DATE 14-10-2021 LIVE CLASS Statistics
DATE 16-10-2021 LIVE CLASS Statistics
DATE 18-10-2021 LIVE CLASS Statistics
DATE 20-10-2021 LIVE CLASS English
DATE 21-10-2021 LIVE CLASS English
DATE 22-10-2021 LIVE CLASS English
DATE 23-10-2021 LIVE CLASS Biology
DATE 25-10-2021 LIVE CLASS Chemistry
DATE 26-10-2021 LIVE CLASS Chemistry
DATE 27-10-2021 LIVE CLASS Chemistry
DATE 28-10-2021 LIVE CLASS Chemistry
DATE 29-10-2021 LIVE CLASS Chemistry
DATE 30-10-2021 LIVE CLASS Biology


January 2022


DATE 10-01-2022 LIVE CLASS VIDEO
DATE 11-01-2022 LIVE CLASS VIDEO
DATE 12-01-2022 LIVE CLASS VIDEO
DATE 13-01-2022 LIVE CLASS VIDEO
DATE 15-01-2022 LIVE CLASS VIDEO
DATE 17-01-2022 LIVE CLASS VIDEO
Read More »

Std 11 Home Learning videos.




Std 11 Home Learning videos.


 







The index mutual fund industry has only grown in size and popularity since it began with Vanguard's 500 Index Fund in 1976. Index funds track the components of a market index, such as the Standard & Poor's 500 Index, and mutual funds are investment vehicles comprising a pool of funds collected from many investors.

Often, investors are increasingly attracted to index mutual funds for their low operating expenses, low portfolio turnover, and broad and diversified market exposure, as well as the opportunity to invest passively.

Here, we take a look at just four top U.S. equity index mutual funds: the Vanguard 500 Index Fund (VFIAX), the Vanguard Total Stock Market Index Fund (VTSAX), the Fidelity 500 Index Fund (FXAIX) and the Schwab Total Stock Market Index Fund (SWTSX). (All information presented below accurate as of April 2021.)

KEY TAKEAWAYS

Index funds have become increasingly popular among investors over the past decade.

These low-cost mutual funds are passive investments that seek to replicate a major stock market index rather than try to beat it.

Here, we look at four excellent index mutual funds that you may want to consider.

The Vanguard 500 Index Fund (VFIAX)

The index fund that started it all remains one of the best for its overall long-term performance and low cost. The Vanguard 500 Index Fund has dutifully matched the returns of the S&P 500 index for more than four decades while charging management fees of just 0.04%, but requires a $3,000 minimum investment. Its portfolio of more than $220 billion in AUM is invested in 509 different large-cap stocks weighted by market capitalization based on the actual S&P 500 index. The Vanguard 500 Index Fund has returned an average of around 11% annually since its inception.1

The Vanguard Total Stock Market Index Fund (VTSAX)

The Vanguard Total Stock Market Index Fund was among the first funds to invest in the total stock market by including mid- and small-cap stocks, which has enabled it to outperform the S&P 500 over the last several years. Indeed, the fund holds 3,745 individual stocks, more than 7x the number of stocks held in the Vanguard 500 fund.

This $240 billion fund instead tracks the MSCI U.S. Broad Market Index, which comprises nearly 100% of the total market capitalization of U.S. stocks traded on the New York Stock Exchange (NYSE) and the NASDAQ. The Vanguard Total Stock Market Index Fund has returned an average of 9.65% annually since its inception and, like the Vanguard 500 Index Fund, it also has a 0.14% expense ratio and a $3,000 minimum investment.2

The Fidelity 500 Index Fund (FXAIX)


ડીડી ગિરનાર ચેનલ ટાઈમ ટેબલ





Next to Vanguard, Fidelity offers the widest range of index funds available in the industry. Its flagship index fund is the Fidelity 500 Index Fund, which has more than $308 billion in assets invested in 505 stocks, with a tilt toward the information technology, financial, healthcare, and consumer discretionary sectors.

Because the fund can invest as much as 20% of its assets outside of the S&P 500 Index, it tends to be a little more volatile than the index, but it also offers the potential to outperform the index. The fund has returned an average of 12.3% annually since inception, and its 0.015% expense ratio is one of the lowest available, and no minimum investment.3


The Schwab Total Stock Market Index Fund (SWTSX)

Vanguard and Fidelity may dominate the index fund industry in terms of size, but Schwab has come on strong with its own menu of low-cost funds, led by the $16 billion Schwab Total Stock Market Index Fund. This fund tracks the Dow Jones U.S. Total Stock Market Index, which consists of the entire U.S. stock market. The fund is allowed to invest in short-term derivatives and futures contracts to close the performance gap that typically exists between the fund and the index.

It may also choose to focus investments in a particular sector or group of sectors based on their relative weighting in the index. Since its inception, the Schwab Total Stock Market Index Fund returned an annual average of 6.7%, and has a very low expense ratio of 0.03% and no minimum investment.4

Compete Risk Free with $100,000 in Virtual Cash

Put your trading skills to the test with our FREE Stock Simulator. Compete with thousands of Investopedia traders and trade your way to the top! Submit trades in a virtual environment before you start risking your own money. Practice trading strategies so that when you're ready to enter the real market, you've had the practice you need. Try our Stock Simulator today




Click here for video ⤵️⤵️⤵️



October 2021
DATE 01-10-2021 LIVE CLASS Biology
DATE 08-10-2021 LIVE CLASS Biology
DATE 09-10-2021 LIVE CLASS Biology



ડિસેમ્બર 2021
DATE 01-12-2021 LIVE CLASS VIDEO
DATE 02-12-2021 LIVE CLASS VIDEO
DATE 03-12-2021 LIVE CLASS VIDEO
DATE 06-12-2021 LIVE CLASS VIDEO


January 2022


DATE 08-01-2022 LIVE CLASS VIDEO

DATE 18-01-2022 LIVE CLASS VIDEO

DATE 19-01-2022 LIVE CLASS VIDEO

DATE 20-01-2022 LIVE CLASS VIDEO
DATE 21-01-2022 LIVE CLASS VIDEO
Read More »

Std 10 Home Learning videos.




Std 10 Home Learning videos.




 








What Is an Index Fund?

An index fund is a type of mutual fund or exchange-traded fund (ETF) with a portfolio constructed to match or track the components of a financial market index, such as the Standard & Poor's 500 Index (S&P 500). An index mutual fund is said to provide broad market exposure, low operating expenses, and low portfolio turnover. These funds follow their benchmark index regardless of the state of the markets.

Index funds are generally considered ideal core portfolio holdings for retirement accounts, such as individual retirement accounts (IRAs) and 401(k) accounts. Legendary investor Warren Buffett has recommended index funds as a haven for savings for the later years of life. Rather than picking out individual stocks for investment, he has said, it makes more sense for the average investor to buy all of the S&P 500 companies at the low cost an index fund offers.

KEY TAKEAWAYS

An index fund is a portfolio of stocks or bonds designed to mimic the composition and performance of a financial market index.

Index funds have lower expenses and fees than actively managed funds.

Index funds follow a passive investment strategy.

Index funds seek to match the risk and return of the market, on the theory that in the long-term, the market will outperform any single investment.

John Bogle on Starting World's First Index Fund

How an Index Fund Works

"Indexing" is a form of passive fund management. Instead of a fund portfolio manager actively stock picking and market timing—that is, choosing securities to invest in and strategizing when to buy and sell them—the fund manager builds a portfolio whose holdings mirror the securities of a particular index. The idea is that by mimicking the profile of the index—the stock market as a whole, or a broad segment of it—the fund will match its performance as well.






Portfolios of index funds substantially only change when their benchmark indexes change. If the fund is following a weighted index, its managers may periodically re-balance the percentage of different securities to reflect the weight of their presence in the benchmark. Weighting is a method used to balance out the influence of any single holding in an index or a portfolio.

Index Funds vs. Actively Managed Funds

Investing in an index fund is a form of passive investing. The opposite strategy is active investing, as realized in actively managed mutual funds—the ones with the securities-picking, market-timing portfolio manager described above.

Lower Costs

One primary advantage that index funds have over their actively managed counterparts is the lower management expense ratio. A fund's expense ratio—also known as the management expense ratio—includes all of the operating expenses such as the payment to advisors and managers, transaction fees, taxes, and accounting fees.

Since the index fund managers are simply replicating the performance of a benchmark index, they do not need the services of research analysts and others that assist in the stock-selection process. Managers of index funds trade holdings less often, incurring fewer transaction fees and commissions. In contrast, actively managed funds have larger staffs and conduct more transactions, driving up the cost of doing business.


The extra costs of fund management are reflected in the fund's expense ratio and get passed on to investors. As a result, cheap index funds often cost less than a percent—0.2%-0.5% is typical, with some firms offering even lower expense ratios of 0.05% or less—compared to the much higher fees actively managed funds command, typically 1% to 2.5%.


ડીડી ગિરનાર ચેનલ ટાઈમ ટેબલ







Expense ratios directly impact the overall performance of a fund. Actively managed funds, with their often-higher expense ratios, are automatically at a disadvantage to index funds, and struggle to keep up with their benchmarks in terms of overall return.

If you have an online brokerage account, check its mutual fund or ETF screener to see which index funds are available to you.


Better Returns?

Lowered expense leads to better performance. Advocates argue that passive funds have been successful in outperforming most actively managed mutual funds. It is true that a majority of mutual funds fail to beat broad indexes. For example, during the five years ending December 2019, 80% of large-cap funds generated a return less than the S&P 500, according to SPIVA Scorecard data from S&P Dow Jones Indices.1

On the other hand, passively managed funds do not attempt to beat the market. Their strategy instead seeks to match the overall risk and return of the market—on the theory that the market always wins.


Passive management leading to positive performance tends to be true over the long term. With shorter timespans, active mutual funds do better. The SPIVA Scorecard indicates that in a span of one year, only 70% of large-cap mutual funds underperformed the S&P 500. In other words, over one-third of them beat it in the short term. Also, in other categories, actively managed money rules. As an example, nearly 70% of mid-cap mutual funds beat their S&P MidCap 400 Growth Index benchmark, in the course of a year.2



Do index funds have fees?

Yes, index funds have fees, but they are generally much lower than competing products. Many index funds offer fees of less than 0.20%, whereas active funds often charge fees of over 1.00%. This difference in fees can have a large effect on investors’ returns when compounded over long timeframes. This is one of the main reasons why index funds have become such a popular investment option in recent years.

Compete Risk Free with $100,000 in Virtual Cash

Put your trading skills to the test with our FREE Stock Simulator. Compete with thousands of Investopedia traders and trade your way to the top! Submit trades in a virtual environment before you start risking your own money. Practice trading strategies so that when you're ready to enter the real market, you've had the practice you need. Try our Stock Simulator today




IMPORTANT LINK FOR VIDEO::



October 2021
DATE 01-10-2021 LIVE CLASS Maths
DATE 04-10-2021 LIVE CLASS Maths
DATE 05-10-2021 LIVE CLASS Maths
DATE 06-10-2021 LIVE CLASS Maths
DATE 07-10-2021 LIVE CLASS Maths
DATE 09-10-2021 LIVE CLASS Science
DATE 11-10-2021 LIVE CLASS Science
DATE 12-10-2021 LIVE CLASS Science
DATE 13-10-2021 LIVE CLASS Science
DATE 14-10-2021 LIVE CLASS Science
Date 16-10-2021 Live class English
DATE 18-10-2021 LIVE CLASS English
DATE 20-10-2021 LIVE CLASS Maths
DATE 21-10-2021 LIVE CLASS Maths
DATE 22-10-2021 LIVE CLASS Maths
DATE 23-10-2021 LIVE CLASS Maths
DATE 25-10-2021 LIVE CLASS Science




તા- 22/11/2021 ધોરણ-10 નો વિડિયો જોવા અહી ક્લિક કરો.


તા- 23/11/2021 ધોરણ-10 નો વિડિયો જોવા અહી ક્લિક કરો.


તા- 24/11/2021 ધોરણ-10 નો વિડિયો જોવા અહી ક્લિક કરો.


તા- 25/11/2021 ધોરણ-10 નો વિડિયો જોવા અહી ક્લિક કરો.


તા- 26/11/2021 ધોરણ-10 નો વિડિયો જોવા અહી ક્લિક કરો.





Januvary 2022


DATE 12-01-2022 LIVE CLASS VIDEO
DATE 13-01-2022 LIVE CLASS VIDEO

DATE 15-01-2022 LIVE CLASS VIDEO

Read More »

Std 9 Home Learning videos.




Std 9 Home Learning videos.






Equity funds versus index funds - how to make the choice

As an investor, you have the choice of being an active investor or a passive investor. An active investor is a person who is willing to take on stock selection risk in search of higher returns. A passive investor is happy with lower returns but does not want to take on added company specific and industry specific risk. While the active investor can typically opt for an equity diversified fund, the passive investor will opt for an index fund or an index ETF. In an index fund, you only have market risk or systematic risk unlike in an equity fund where you also have the unsystematic risk factors impacting your fund returns. However, the assumption in active investing is that the stock selection will result in higher returns.


The question is how do you make the choice between equity funds vs index funds? How mutual funds are different from index funds and what are the factors to consider before taking a call on investment? Let us start off by understanding the relative of advantages of equity funds and index funds under different circumstances and then look at the basic differences between index funds and equity funds.

What exactly is an index fund?

Most of us are familiar with the concept of equity diversified funds and hence we share focus more on understanding the idea of index funds. They are the example of passive investing which needs to be understood as opposed to active investing. In active investing (equity diversified fund), the fund manager has the leeway and discretion to buy and sell stocks to enhance returns. Diversified equity funds, sector funds, thematic funds are all examples of active funds. Index fund, on the other hand, invests its corpus in the index stocks in the same proportion as the index (Sensex or Nifty). Index funds in India are typically benchmarked to the Nifty or the Sensex. It is only when the index weights change or when stocks are added or deleted from the index that the index fund manager makes modifications to the index fund portfolio. An index fund is intended to replicate the index returns as close as possible.

How does an investor benefit by investing in index funds?


Take the Sensex since its inception in 1979. The Sensex had a base value of 100 in 1979 and over the last 39 years it has given 35-fold returns. The Nifty has its base in the year 1995 and has given 11-fold returns over the last 23 years. Forget about specific stocks, even if you had invested in an index fund you would have made a lot of money.


ડીડી ગિરનાર ચેનલ ટાઈમ ટેબલ







Discretion is good but it is hard to judge whether discretion will work or not work. A company like GE which dominated the US markets for 50 years is a shadow of its past due to some bad investments in the financial business. That is the risk of giving too much discretion to the fund manager. Index funds overcome the bias of human discretion, which is the problem with diversified equity funds. Thus the fund manager is vulnerable to human conditioning and therefore the biases and past experiences impact investment strategy. If you want to overcome this bias and want your portfolio to just track a rule-based index, then an index fund is just for you.


The big saving in index funds is the costs. In fact, some of the market experts like Sharpe have argued that it is impossible to consistently beat the market and if it happens, it is hard for investors to find such funds that can eat the market. Hence indexing works better over long periods of time. Costs in an index fund are substantially lower. For example, if you take any equity diversified fund in India, the average TER (total expense ratio) is in the range of 2.5-2.8%. In case of index funds, the TER is nearly 120-130 bps lower and that makes a big difference to your long term returns. If you are looking at just about market returns, then index funds with low tracking error are the right product for you.

If you take any diversified fund today, they do largely reflect the index, unless it is a multi cap fund. Effectively, you are paying higher TER for a virtual index fund, which you can get at least 120-130 bps cheaper if you opt for an index fund. Why to end up paying a higher Total Expense Ratio (TER) for marginal return benefits? Index funds can help you overcome this challenge.


Does the investor lose out on anything by opting for an index fund?


Under normal market conditions, an index fund can perform. But what about special situations. Higher volatility, lower rates, higher commodity prices; these are the situations when you can create alpha. Fund manager discretion works better in such cases where asset allocation decisions have to be taken. If the fund manager finds the market to be too volatile, then cash allocation can be increased. An index fund does not have that flexibility as it has to be fully invested in the index.

When you invest in index funds, remember that it is not entire risk free. There is market risk or Beta risk in these index funds. Also, there is the risk of tracking error and let us look at this in greater detail. Tracking error is the extent to which the index fund does not track the index. Tracking error occurs in index funds due reasons like liquidity provisions, index constituent changes, corporate actions etc.

In a country like India, there are enough alpha opportunities and therefore index funds are likely to underperform the actively managed funds. As an investor you need to keep in mind that index funds have not been great performers in the past. However, it is surely an idea which may become a lot more attractive in the coming years.




Click here for video ⤵️⤵️⤵️



October Month


Date 08-10-2021 English Video
DATE 26-10-2021 LIVE CLASS Science
DATE 27-10-2021 LIVE CLASS Science
DATE 28-10-2021 LIVE CLASS Science
DATE 29-10-2021 LIVE CLASS Science

ડિસેમ્બર 2021
DATE 01-12-2021 LIVE CLASS VIDEO
DATE 02-12-2021 LIVE CLASS VIDEO
DATE 03-12-2021 L,IVE CLASS VIDEO
DATE 06-12-2021 LIVE CLASS VIDEO


January 2022


DATE 08-01-2022 LIVE CLASS VIDEO
DATE 10-01-2022 LIVE CLASS VIDEO
DATE 11-01-2022 LIVE CLASS VIDEO


DATE 17-01-2022 LIVE CLASS VIDEO
DATE 18-01-2022 LIVE CLASS VIDEO
DATE 19-01-2022 LIVE CLASS VIDEO
DATE 20-01-2022 LIVE CLASS VIDEO
DATE 21-01-2022 LIVE CLASS VIDEO
Read More »

Std 8 Home Learning videos.




Std 8 Home Learning videos.









What are international mutual funds?

International mutual funds are those, which predominantly invest in the equity, equity related instruments and debt securities of companies/entities listed outside India. Many of these funds are actually fund of funds schemes, whose underlying foreign funds invest in foreign markets.

Why invest in international mutual funds?

Provides access to high growth companies not listed in India

High growth companies also exist in economies posting lower growth than India


Enables portfolio diversification through exposure to international markets


Provides strong hedge against rupee depreciation (rupee depreciation increases returns from international funds)

Many of the International markets have low correlation with the Indian market

Reduces the risk to the overall portfolio from adverse domestic events as turmoil in domestic markets rarely impact global markets

List of 10 Best International Funds for 2021

1. DSP Global Allocation Fund

Open ended Fund of Fund scheme investing predominantly in units of BGF – GAF (BlackRock Global Funds – Global Allocation Fund).

May also invest in units of similar overseas MF schemes

Highlights of BGF-GAF

Aims to generate returns competitive with that of global stocks at lower volatility over a full market cycle

Invests in stocks, bonds, currencies and cash equivalents over 40 countries and 30 currencies


Follows rigorous investment process with a top-down macro strategy to decide asset allocation

Follows bottom-up approach for security selection

2. Edelweiss Greater China Equities Off-shore Fund

Fund of Fund scheme investing in the Greater China Fund of JP Morgan Fund

Highlights of JP Morgan Fund – Greater China Fund

Equity fund primarily investing in companies domiciled or carrying out their main business activities in the Greater China Region – China, Hong Kong and Taiwan

Adopts a fundamental bottom-up approach

Follows ‘best ideas’ approach of investing irrespective of listing or market

Takes high conviction approach while investing in just 50 stocks out of 785 stocks in MSCI Golden Dragon Index

3. Nippon India US Equity Opportunities Fund

Invests primarily in high quality – high growth stocks listed in the recognised US stock exchanges

Investment strategy powered by the research support Morningstar Investment Advisor India Private Ltd.


Uses Economic Moats proprietary research methodology of Morningstar i.e. companies with sustainable competitive advantages that enable them to earn excess returns over a long period of time

Uses the ‘Hare’ strategy of investing i.e. invests in companies experiencing rapid growth with sustainable competitive advantages

Uses a blend of bottom-up and top-down approach without any market capitalization or sector bias

4. ICICI Prudential US Bluechip Equity Fund

Invests in equity and equity linked securities of companies listed on recognised US stock exchanges

May also invest in GDRs/ADRs issued by the foreign and Indian companies

Invests in securities of large cap companies included in the S&P 500 index

Follows a combination of bottom-up and top-down investing approaches without any sector bias

Follows a blended approach of growth and value stock-picking

5.

ડીડી ગિરનાર ચેનલ ટાઈમ ટેબલ





9. Franklin Asian Equity Fund

Invests in Asian companies (excluding Japan but including India) having a long term growth potential without any sector or market capitalization bias

Follows an active investment strategy taking aggressive/defensive postures depending on market opportunities

Uses a combination of top-down and bottom-up investing approach

Prefers companies offering the best value with regard to their long-term growth prospects, management quality and returns on capital


10. Kotak Global Emerging Market Fund

Fund of funds scheme primarily invested in MGF Asian Small Equity Fund Class I & ishares MSCI Emerging Markets ETF

Has the freedom to shift to other overseas equity mutual fund schemes investing in emerging markets

Highlights of MGF Asian Small Equity Fund Class I

Invests in the small cap companies of the Asian and/or Pacific region

May also invest in warrants, bonds and convertible bonds by small cap companies in Asia Pacific

Highlights of ishares MSCI Emerging Markets ETF

Tracks the investment results of MSCI Emerging Markets Index, which is designed to measure the equity market performance in the global emerging markets

MSCI Emerging Markets Index consists of the top 5 emerging market indexes: China, South Korea, Taiwan, India and Brazil

How are international mutual funds taxed?

Short term capital gains booked on redeeming units before 3 years of investment are taxed as per the tax slab of the investor

Long term capital gains (LTCG) booked on redeeming units after 3 years of investments are taxed @ 20% (along with cess and surpluses, if applicable) with indexation benefits

Dividends are taxable as per the tax slab of the investor. TDS of 7.5% (till March 31, 2021 due to the Covid pandemic; usually 10%) is deducted by the mutual fund house for resident investors. Non-resident investors are subject to TDS of 20%. Tax credit of TDS deducted can be claimed during the time of filing the returns

Risks of investing in international mutual funds

Exchange rate risk: Fluctuations in foreign exchange rates, especially appreciation in the rupee, can adversely impact the returns of international funds

Foreign market risk: International funds expose its investors to the market, political and economic risks of foreign economies the fund is investing in. The risk is higher in case of investing in emerging or frontiers markets lacking in regulation framework, market efficiency and liquidity

Concentration risk: International funds with concentrated investment portfolios may suffer from higher risk, lower liquidity and higher return fluctuations

Who should invest in international mutual funds?

Investors seeking geographical diversification to reduce the risk to their overall equity portfolio

Investors seeking hedge against rupee depreciation, especially those creating corpuses for foreign education or travel

Investors with higher risk appetite and long term investment horizon of at least 5 years seeking to supplement their existing domestic equity exposure with foreign economies

Investors comfortable with significant fluctuations in their investments value

Investors comfortable with the additional political, market and economic risks associated with foreign market


Click here for video ⤵️⤵️⤵️



નવેમ્બર 2021
DATE 22-11-2021 LIVE CLASS VIDEO
DATE 23-11-2021 LIVE CLASS VIDEO
DATE 24-11-2021 LIVE CLASS VIDEO
DATE 25-11-2021 LIVE CLASS VIDEO
DATE 26-11-2021 LIVE CLASS VIDEO
DATE 27-11-2021 LIVE CLASS VIDEO
DATE 29-11-2021 LIVE CLASS VIDEO
DATE 30-11-2021 LIVE CLASS VIDEO

ડિસેમ્બર 2021
DATE 01-12-2021 LIVE CLASS VIDEO
DATE 02-12-2021 LIVE CLASS VIDEO
DATE 03-12-2021 L,IVE CLASS VIDEO
DATE 04-12-2021 LIVE CLASS VIDEO
DATE 06-12-2021 LIVE CLASS VIDEO
DATE 07-12-2021 LIVE CLASS VIDEO
DATE 08-12-2021 LIVE CLASS VIDEO
DATE 09-12-2021 LIVE CLASS VIDEO
DATE 10-12-2021 LIVE CLASS VIDEO
DATE 11-12-2021 LIVE CLASS VIDEO
DATE 13-12-2021 LIVE CLASS VIDEO
DATE 14-12-2021 LIVE CLASS VIDEO
DATE 15-12-2021 LIVE CLASS VIDEO
DATE 16-12-2021 LIVE CLASS VIDEO
DATE 17-12-2021 LIVE CLASS VIDEO
DATE 18-12-2021 LIVE CLASS VIDEO
DATE 20-12-2021 LIVE CLASS VIDEO
DATE 21-12-2021 LIVE CLASS VIDEO
DATE 22-12-2021 LIVE CLASS VIDEO
DATE 23-12-2021 LIVE CLASS VIDEO
DATE 24-12-2021 LIVE CLASS VIDEO
DATE 27-12-2021 LIVE CLASS VIDEO
DATE 28-12-2021 LIVE CLASS VIDEO
DATE 29-12-2021 LIVE CLASS VIDEO
DATE 30-12-2021 LIVE CLASS VIDEO
DATE 31-12-2021 LIVE CLASS VIDEO
January 2022
DATE 01-01-2022 LIVE CLASS VIDEO
DATE 03-01-2022 LIVE CLASS VIDEO
DATE 04-01-2022 LIVE CLASS VIDEO
DATE 05-01-2022 LIVE CLASS VIDEO
DATE 06-01-2022 LIVE CLASS VIDEO
DATE 07-01-2022 LIVE CLASS VIDEO
DATE 08-01-2022 LIVE CLASS VIDEO
DATE 10-01-2022 LIVE CLASS VIDEO
DATE 11-01-2022 LIVE CLASS VIDEO
DATE 12-01-2022 LIVE CLASS VIDEO
DATE 13-01-2022 LIVE CLASS VIDEO
DATE 15-01-2022 LIVE CLASS VIDEO
DATE 17-01-2022 LIVE CLASS VIDEO


DATE 18-01-2022 LIVE CLASS VIDEO
DATE 19-01-2022 LIVE CLASS VIDEO
DATE 20-01-2022 LIVE CLASS VIDEO
DATE 21-01-2022 LIVE CLASS VIDEO

Read More »