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Wednesday, 27 January 2021

Pradhan Mantri Jan Dhan Yojana


Pradhan Mantri Jan Dhan Yojana

Pradhan Mantri Jan Dhan Yojana 2020: Pradhan Mantri Jan Dhan accounts can be opened in the name of a child below 18 years, but above 10 years while his or her parents will be operating the account. An ATM is also issued in the name of the child. At the age of 18, after submitting an identity proof, the bank will be handed the account to the name of the real beneficiary.

Parents are required to submit any valid proof such as Aadhaar card, passport or ration card, etc. along with their address proof. If the parents do not have any of these documents, then they can submit any one of the documents issued by the central government through which the identity is revealed.

To open a bank account under the Pradhan Mantri Jan Dhan Yojana, you can download the form from the PM Jan Dhan Yojana website or from the website of any bank. Its forms are also available at branches of banks where you can directly go and fill-up the form in the bank itself.

Special Benefits under PMJDY Scheme

1. Interest on deposit.

2. Accidental insurance cover of Rs. 2 lakhs

3. No minimum balance required.

4. The scheme provide life cover of Rs. 30,000/- payable on death of the beneficiary, subject to fulfillment of the eligibility condition.

5. Easy Transfer of money across India

6. Beneficiaries of Government Schemes will get Direct Benefit Transfer in these accounts.

7. After satisfactory operation of the account for 6 months, an overdraft facility will be permitted

Access to Pension, insurance products.

8. The Claim under Personal Accidental Insurance under PMJDY shall be payable if the Rupay Card holder have performed minimum one successful financial or non-financial customer induced transaction at any Bank Branch, Bank Mitra, ATM, POS, E-COM etc. Channel both Intra and Inter-bank i.e. on-us (Bank Customer/rupay card holder transacting at same Bank channels) and off-us (Bank Customer/Rupay card holder transacting at other Bank Channels) within 90 days prior to date of accident including accident date will be included as eligible transactions under the Rupay Insurance Program 2019-2020.

9. Overdraft facility upto Rs. 10,000/- is available in only one account per household, preferably lady of the household.

How To Check Jan Dhan Yojana Account Status

  1. To check the status of your PMJDY account,
  2. visit Click on ‘Status Enquiry’ tab. Enter the reference number you received after submitting the documents to know the status.
  3. If required, you can raise a complaint by clicking the ‘Feedback/Information/Complaint/Suggestion’ tab and entering details.

PMJDY has simplified the account opening process to encourage more citizens to open their bank accounts and bring India closer to overall financial inclusion.


  Read All Details In Gujarati

  Official Press Note 

  View Near CSC Center 

PMSYM Registration

As of now, the applicant may visit the nearest CSC (Common Services Center) and submit the required details to get enroll

VLE will register the beneficiary electronically on the system.

A beneficiary has to pay 1st instalment in cash to CSC

Now Shram Yogi Pension Number will be generat

VLE will print & handover the Shram Yogi card to the beneficiary. 


Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched in August 2014 as a step towards overall financial inclusion. The objective was to ensure that every individual/family should have at least one bank account. This would give every citizen access to not just banking facilities, but also to various financial subsidies passed by the government. If you are interested in opening a PMJDY account, here is everything you need to know.

How Can Open Bank Account In Pradhan Mantri Jan Dhan Yojna 2020

Purpose: To provide Financial facilities such as debit card , banking service, deposit, money transaction-insurance, Pension the people along with the bank account.Besides , Pradhan Mantri Jan- Dhan yojna is a mission of national financial inclusion

1 Eligibility: Anyone above 10 years of age can open a bank account under this scheme

Benefits: The benefits associated with this scheme are as follows

1- Interest on deposit
2- Accident insurance cover of one lack rupees
3- No Minimum balance is required, however, it is advisable to deposit a small ammont to withdraw money with the help of Rupee card
4- insurance cover of Rs.
5-Money can be easily transferd across India.Bebeficiaries of government schemes will Be cred- ited directly to their account.
6-Satisfactory transaction in the account for 6 month- Overdraft Facility after payment . will be Given
7- Person and insurance facility will be available. procedure : The Following documents are real for opening an account in Pradhan mantri Jan Dhan Yojana
8- if you have Aadhaar card, then no other documents is required.
9- if the address has changed , Then a certificate of the existing address is required.if you do not have an Aadhar card , any one of the following government document is required.

A- Voter ID driving license
B- PAN card, Passport , NREGA card

Note: if these documents contain the applicant’s address, this will serve as proof of identify as well as address.2) if any person does not have the above met document issued by the Bank for the low risk category by the gazetted in witch the photo of the person is also certified, 1 Implementation.

Read in Gujarati: Click Here

Institutions: The scheme will be implemented through branches of nationale and public sector banks, Branches of co-operative bank, bank friends, Bussin6 representative etc.B)

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